Mortgage Lender Index

254900C1CRYSCHG38F20

254900C1CRYSCHG38F20 received 389 applications in 2025 and made 297 mortgages, in 12 counties across 3 states. The median rate its borrowers got was 6.750% on a median loan of $205,000. Of 364 decisions, 48 were denials — 13.2%, most often for debt-to-income ratio.

Legal Entity Identifier254900C1CRYSCHG38F20
Applications received389
Mortgages made297
Denied48
Approved, not taken up19
Withdrawn or incomplete25
Loans bought from other lenders0
Median rate spread over the prime offer rate0.288 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase44 6.375%$455,000 3.7%
Refinancing70 7.063%$205,000 12.9%
Cash-out refinancing16 6.813%$260,000 20.0%
Other purposes167 7.250%$155,000 15.1%

Where 254900C1CRYSCHG38F20 lends most

The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
South Central Connecticut Planning Region, CT 1846.750%12.7%
Lower Connecticut River Valley Planning Region, CT 496.688%15.0%
Capitol Planning Region, CT 176.625%9.1%
Southeastern Connecticut Planning Region, CT 176.375%5.0%
Naugatuck Valley Planning Region, CT 7Under 10 loans33.3%
Western Connecticut Planning Region, CT 7Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 6Under 10 loans25.0%
Northeastern Connecticut Planning Region, CT 5Under 10 loans28.6%
Washington County, RI 2Under 10 loans0.0%
Northwest Hills Planning Region, CT 1Under 10 loans0.0%
Norfolk County, MA 1Under 10 loans0.0%
Worcester County, MA 1Under 10 loans0.0%

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When 254900C1CRYSCHG38F20’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.