Mortgage Lender Index

MEMBERS MORTGAGE COMPANY, INC.

MEMBERS MORTGAGE COMPANY, INC. received 801 applications in 2025 and made 523 mortgages, in 52 counties across 12 states. The median rate its borrowers got was 5.875% on a median loan of $345,000. Of 597 decisions, 55 were denials — 9.2%, most often for debt-to-income ratio.

Legal Entity Identifier5493005HTCBH4TWCVM82
Applications received801
Mortgages made523
Denied55
Approved, not taken up19
Withdrawn or incomplete204
Loans bought from other lenders4
Median rate spread over the prime offer rate-0.2985 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase346 5.875%$375,000 7.3%
Refinancing61 5.500%$405,000 12.7%
Cash-out refinancing103 5.750%$295,000 14.0%
Other purposes13 6.250%$175,000 0.0%

Where MEMBERS MORTGAGE COMPANY, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Capitol Planning Region, CT 1535.875%9.6%
South Central Connecticut Planning Region, CT 975.875%9.3%
Middlesex County, MA 725.500%1.3%
Naugatuck Valley Planning Region, CT 265.750%3.7%
Essex County, MA 235.875%17.9%
Lower Connecticut River Valley Planning Region, CT 215.750%7.7%
Greater Bridgeport Planning Region, CT 175.500%22.7%
Hampden County, MA 136.490%13.3%
Norfolk County, MA 105.750%9.1%
Western Connecticut Planning Region, CT 9Under 10 loans9.1%
Plymouth County, MA 8Under 10 loans10.0%
Worcester County, MA 8Under 10 loans0.0%
Barnstable County, MA 6Under 10 loans25.0%
Rockingham County, NH 6Under 10 loans0.0%
Cumberland County, ME 5Under 10 loans0.0%
Suffolk County, MA 5Under 10 loans0.0%
Southeastern Connecticut Planning Region, CT 4Under 10 loans0.0%
Bristol County, MA 4Under 10 loans20.0%
Hillsborough County, NH 4Under 10 loans0.0%
Providence County, RI 4Under 10 loans33.3%
Northwest Hills Planning Region, CT 3Under 10 loans0.0%
Oxford County, ME 3Under 10 loans0.0%
York County, ME 3Under 10 loans0.0%
Northeastern Connecticut Planning Region, CT 2Under 10 loans0.0%
Hampshire County, MA 2Under 10 loans0.0%
Merrimack County, NH 2Under 10 loans0.0%
Broward County, FL 1Under 10 loans50.0%
Palm Beach County, FL 1Under 10 loans66.7%
Pinellas County, FL 1Under 10 loans0.0%
St. Lucie County, FL 1Under 10 loans0.0%
Seminole County, FL 1Under 10 loans0.0%
Franklin County, ME 1Under 10 loans0.0%
Montgomery County, MD 1Under 10 loans0.0%
Berkshire County, MA 1Under 10 loans0.0%
Belknap County, NH 1Under 10 loans0.0%
Grafton County, NH 1Under 10 loans0.0%
Kent County, RI 1Under 10 loans0.0%
Newport County, RI 1Under 10 loans0.0%
Rutland County, VT 1Under 10 loans0.0%
Anchorage Municipality, AK 0Under 10 loansNot published
Lee County, FL 0Under 10 loansNot published
Orange County, FL 0Under 10 loansNot published
Polk County, FL 0Under 10 loans100.0%
Dukes County, MA 0Under 10 loansNot published
Nantucket County, MA 0Under 10 loansNot published
Cheshire County, NH 0Under 10 loansNot published
Butler County, OH 0Under 10 loansNot published
Mahoning County, OH 0Under 10 loansNot published
Warren County, PA 0Under 10 loansNot published
Washington County, RI 0Under 10 loans0.0%

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When MEMBERS MORTGAGE COMPANY, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.