Bluestone Bank
Bluestone Bank received 352 applications in 2025 and made 253 mortgages, in 13 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $375,000. Of 288 decisions, 31 were denials — 10.8%.
| Legal Entity Identifier | 549300GBZNWRGLS7CP89 |
|---|---|
| Applications received | 352 |
| Mortgages made | 253 |
| Denied | 31 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 64 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bluestone Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 146 | Not published | $435,000 | 8.7% |
| Refinancing | 40 | Not published | $485,000 | 18.4% |
| Cash-out refinancing | 37 | Not published | $255,000 | 11.4% |
| Other purposes | 30 | Not published | $85,000 | 8.8% |
Where Bluestone Bank lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Plymouth County, MA | 114 | Not published | 10.9% |
| Bristol County, MA | 52 | Not published | 5.5% |
| Norfolk County, MA | 32 | Not published | 17.5% |
| Middlesex County, MA | 14 | Not published | 6.7% |
| Suffolk County, MA | 12 | Not published | 7.7% |
| Worcester County, MA | 11 | Not published | 0.0% |
| Providence County, RI | 9 | Under 10 loans | 25.0% |
| Barnstable County, MA | 6 | Under 10 loans | 22.2% |
| Essex County, MA | 1 | Under 10 loans | 0.0% |
| Kent County, RI | 1 | Under 10 loans | 0.0% |
| Newport County, RI | 1 | Under 10 loans | 0.0% |
| Grafton County, NH | 0 | Under 10 loans | Not published |
| Bristol County, RI | 0 | Under 10 loans | Not published |
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When Bluestone Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.