Rockland Trust Company
Rockland Trust Company received 6,320 applications in 2025 and made 3,419 mortgages, in 51 counties across 6 states. The median rate its borrowers got was 6.990% on a median loan of $255,000. Of 5,392 decisions, 1,799 were denials — 33.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | TKT6FH38184ZYBTPKS77 |
|---|---|
| Applications received | 6,320 |
| Mortgages made | 3,419 |
| Denied | 1,799 |
| Approved, not taken up | 174 |
| Withdrawn or incomplete | 928 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.2245 points |
| FDIC-insured bank | Yes: Rockland Trust Company, 151 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1,250 | 6.490% | $475,000 | 17.5% |
| Refinancing | 823 | 6.990% | $205,000 | 32.1% |
| Cash-out refinancing | 76 | 6.375% | $370,000 | 39.2% |
| Other purposes | 1,270 | 6.990% | $135,000 | 43.7% |
Where Rockland Trust Company lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Plymouth County, MA | 871 | 6.990% | 32.6% |
| Norfolk County, MA | 523 | 6.990% | 32.4% |
| Middlesex County, MA | 464 | 6.740% | 27.1% |
| Barnstable County, MA | 358 | 6.990% | 31.5% |
| Bristol County, MA | 298 | 6.990% | 39.3% |
| Suffolk County, MA | 282 | 6.740% | 39.2% |
| Essex County, MA | 169 | 6.625% | 40.7% |
| Worcester County, MA | 158 | 6.813% | 31.1% |
| Dukes County, MA | 54 | 6.740% | 35.3% |
| Nantucket County, MA | 40 | 6.990% | 29.8% |
| Hillsborough County, NH | 35 | 6.490% | 29.4% |
| Providence County, RI | 35 | 6.740% | 46.2% |
| Rockingham County, NH | 24 | 6.500% | 29.4% |
| Hampden County, MA | 13 | 6.375% | 27.8% |
| Belknap County, NH | 11 | 6.375% | 8.3% |
| Cumberland County, ME | 9 | Under 10 loans | 16.7% |
| Collier County, FL | 8 | Under 10 loans | 0.0% |
| Hampshire County, MA | 5 | Under 10 loans | 16.7% |
| Kent County, RI | 5 | Under 10 loans | 16.7% |
| Newport County, RI | 5 | Under 10 loans | 53.8% |
| Kennebec County, ME | 4 | Under 10 loans | 20.0% |
| Berkshire County, MA | 4 | Under 10 loans | 20.0% |
| Carroll County, NH | 4 | Under 10 loans | 0.0% |
| Grafton County, NH | 4 | Under 10 loans | 0.0% |
| Merrimack County, NH | 4 | Under 10 loans | 0.0% |
| Bristol County, RI | 4 | Under 10 loans | 33.3% |
| Washington County, RI | 4 | Under 10 loans | 0.0% |
| York County, ME | 3 | Under 10 loans | 57.1% |
| Cheshire County, NH | 3 | Under 10 loans | 50.0% |
| Broward County, FL | 2 | Under 10 loans | 33.3% |
| Lee County, FL | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 2 | Under 10 loans | 0.0% |
| Somerset County, ME | 2 | Under 10 loans | 0.0% |
| Washington County, ME | 2 | Under 10 loans | 0.0% |
| Alachua County, FL | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 1 | Under 10 loans | 50.0% |
| Polk County, FL | 1 | Under 10 loans | 50.0% |
| Sumter County, FL | 1 | Under 10 loans | 50.0% |
| Lincoln County, ME | 1 | Under 10 loans | 0.0% |
| Oxford County, ME | 1 | Under 10 loans | 50.0% |
| Strafford County, NH | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 0 | Under 10 loans | Not published |
| Martin County, FL | 0 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 0 | Under 10 loans | 100.0% |
| Androscoggin County, ME | 0 | Under 10 loans | 100.0% |
| Knox County, ME | 0 | Under 10 loans | Not published |
| Piscataquis County, ME | 0 | Under 10 loans | 100.0% |
| Franklin County, MA | 0 | Under 10 loans | Not published |
| Clark County, NV | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.