Mortgage Lender Index

HARBORONE MORTGAGE, LLC

HARBORONE MORTGAGE, LLC received 1,915 applications in 2025 and made 1,386 mortgages, in 101 counties across 11 states. The median rate its borrowers got was 6.500% on a median loan of $415,000. Of 1,538 decisions, 144 were denials — 9.4%, most often for debt-to-income ratio.

Legal Entity Identifier549300DAUXQ2DCY4H838
Applications received1,915
Mortgages made1,386
Denied144
Approved, not taken up8
Withdrawn or incomplete377
Loans bought from other lenders0
Median rate spread over the prime offer rate0.0825 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,131 6.625%$415,000 6.8%
Refinancing142 6.125%$490,000 14.9%
Cash-out refinancing98 6.750%$345,000 25.0%
Other purposes15 6.625%$305,000 15.0%

Where HARBORONE MORTGAGE, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Middlesex County, MA 1446.250%7.0%
Plymouth County, MA 1436.500%13.7%
Hillsborough County, NH 1186.625%9.2%
Norfolk County, MA 736.375%13.1%
Rockingham County, NH 726.625%7.6%
Worcester County, MA 706.563%11.4%
Bristol County, MA 636.625%19.2%
Kent County, RI 616.625%6.2%
Essex County, MA 536.375%6.9%
Providence County, RI 516.625%7.1%
Cheshire County, NH 476.500%0.0%
Washington County, RI 366.625%2.7%
Hampshire County, MA 326.750%5.9%
Barnstable County, MA 286.563%6.3%
Suffolk County, MA 276.375%20.6%
York County, ME 246.500%4.0%
Merrimack County, NH 246.625%4.0%
Hampden County, MA 216.750%8.7%
Cumberland County, ME 186.500%10.0%
Essex County, NJ 176.250%0.0%
Franklin County, MA 156.625%6.3%
Strafford County, NH 156.375%0.0%
Charlotte County, FL 136.750%13.3%
Androscoggin County, ME 136.750%0.0%
Kennebec County, ME 136.375%0.0%
Monmouth County, NJ 126.625%0.0%
Belknap County, NH 116.750%8.3%
Grafton County, NH 116.750%8.3%
Sullivan County, NH 9Under 10 loans18.2%
Warren County, NJ 9Under 10 loans0.0%
Carroll County, NH 8Under 10 loans20.0%
Ocean County, NJ 8Under 10 loans0.0%
Capitol Planning Region, CT 7Under 10 loans12.5%
Newport County, RI 6Under 10 loans0.0%
Middlesex County, NJ 5Under 10 loans0.0%
Morris County, NJ 5Under 10 loans16.7%
Bristol County, RI 5Under 10 loans0.0%
Sarasota County, FL 4Under 10 loans20.0%
Franklin County, ME 4Under 10 loans0.0%
Lincoln County, ME 4Under 10 loans0.0%
Sagadahoc County, ME 4Under 10 loans0.0%
Windham County, VT 4Under 10 loans33.3%
Southeastern Connecticut Planning Region, CT 3Under 10 loans25.0%
Collier County, FL 3Under 10 loans25.0%
Lee County, FL 3Under 10 loans0.0%
Palm Beach County, FL 3Under 10 loans25.0%
Volusia County, FL 3Under 10 loans0.0%
Oxford County, ME 3Under 10 loans25.0%
Somerset County, ME 3Under 10 loans0.0%
Nantucket County, MA 3Under 10 loans25.0%

Get told when this changes

When HARBORONE MORTGAGE, LLC’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.