The Bank of Canton
The Bank of Canton received 369 applications in 2025 and made 253 mortgages, in 29 counties across 10 states. The median rate its borrowers got was 6.500% on a median loan of $495,000. Of 314 decisions, 56 were denials — 17.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300J8Y8IPQFMMIT88 |
|---|---|
| Applications received | 369 |
| Mortgages made | 253 |
| Denied | 56 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 55 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.068 points |
| FDIC-insured bank | Yes: The Bank of Canton, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 214 | 6.500% | $490,000 | 9.2% |
| Refinancing | 32 | 6.125% | $525,000 | 12.8% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 70.0% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 84.6% |
Where The Bank of Canton lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Norfolk County, MA | 67 | 6.375% | 24.2% |
| Middlesex County, MA | 46 | 6.375% | 9.8% |
| Plymouth County, MA | 37 | 6.490% | 22.9% |
| Suffolk County, MA | 28 | 6.688% | 12.5% |
| Worcester County, MA | 19 | 6.625% | 20.0% |
| Bristol County, MA | 15 | 6.375% | 21.1% |
| Essex County, MA | 11 | 6.750% | 15.4% |
| Providence County, RI | 6 | Under 10 loans | 0.0% |
| Barnstable County, MA | 3 | Under 10 loans | 0.0% |
| Rockingham County, NH | 3 | Under 10 loans | 25.0% |
| Cook County, IL | 2 | Under 10 loans | 0.0% |
| Hampden County, MA | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Marion County, IN | 1 | Under 10 loans | 0.0% |
| Cumberland County, ME | 1 | Under 10 loans | 0.0% |
| Dukes County, MA | 1 | Under 10 loans | 0.0% |
| Franklin County, MA | 1 | Under 10 loans | 0.0% |
| Hampshire County, MA | 1 | Under 10 loans | 0.0% |
| Oakland County, MI | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Grafton County, NH | 1 | Under 10 loans | 0.0% |
| Hillsborough County, NH | 1 | Under 10 loans | 0.0% |
| Merrimack County, NH | 1 | Under 10 loans | 0.0% |
| New Hanover County, NC | 1 | Under 10 loans | 0.0% |
| Kent County, RI | 1 | Under 10 loans | 0.0% |
| Newport County, RI | 1 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 0 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 0 | Under 10 loans | 100.0% |
| Lee County, FL | 0 | Under 10 loans | 100.0% |
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When The Bank of Canton’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.