SHARON & CRESCENT UNITED Credit Union
SHARON & CRESCENT UNITED Credit Union received 513 applications in 2025 and made 360 mortgages, in 13 counties across 2 states. The median rate its borrowers got was 6.000% on a median loan of $125,000. Of 437 decisions, 62 were denials — 14.2%, most often for debt-to-income ratio. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300E2EE7WCBVR5I65 |
|---|---|
| Applications received | 513 |
| Mortgages made | 360 |
| Denied | 62 |
| Approved, not taken up | 15 |
| Withdrawn or incomplete | 76 |
| Loans bought from other lenders | 14 |
| Median rate spread over the prime offer rate | -0.1555 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 83 | 5.625% | $575,000 | 9.5% |
| Refinancing | 102 | 5.625% | $195,000 | 12.5% |
| Other purposes | 175 | 6.250% | $75,000 | 17.1% |
Where SHARON & CRESCENT UNITED Credit Union lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Norfolk County, MA | 124 | 5.813% | 8.5% |
| Bristol County, MA | 99 | 6.250% | 14.3% |
| Plymouth County, MA | 61 | 6.250% | 24.7% |
| Middlesex County, MA | 38 | 5.500% | 7.3% |
| Suffolk County, MA | 17 | 6.000% | 15.0% |
| Providence County, RI | 6 | Under 10 loans | 22.2% |
| Barnstable County, MA | 5 | Under 10 loans | 0.0% |
| Worcester County, MA | 5 | Under 10 loans | 28.6% |
| Essex County, MA | 3 | Under 10 loans | 0.0% |
| Kent County, RI | 1 | Under 10 loans | 50.0% |
| Newport County, RI | 1 | Under 10 loans | 0.0% |
| Franklin County, MA | 0 | Under 10 loans | Not published |
| Hampshire County, MA | 0 | Under 10 loans | 0.0% |
Get told when this changes
When SHARON & CRESCENT UNITED Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.