WESTERLY COMMUNITY received 836 applications in 2025 and made
466 mortgages, in 41 counties across 7 states.
The median rate its borrowers got was 6.990% on a median loan of $125,000.
Of 589 decisions, 122 were denials — 20.7%, most often for debt-to-income ratio.
15 of its applications carried no county and are counted here but on no county page.
Legal Entity Identifier
549300BUIG4G67S5O712
Applications received
836
Mortgages made
466
Denied
122
Approved, not taken up
1
Withdrawn or incomplete
247
Loans bought from other lenders
0
Median rate spread over the prime offer rate
-0.0135 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
134
7.000%
$215,000
14.6%
Refinancing
43
6.990%
$125,000
25.9%
Cash-out refinancing
13
6.375%
$305,000
38.1%
Other purposes
276
6.990%
$105,000
21.5%
Where WESTERLY COMMUNITY lends most
The 41 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When WESTERLY COMMUNITY’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.