Bristol County Savings Bank
Bristol County Savings Bank received 634 applications in 2025 and made 493 mortgages, in 14 counties across 2 states. The median rate its borrowers got was 6.125% on a median loan of $415,000. Of 557 decisions, 52 were denials — 9.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300ENXD6MBH06E085 |
|---|---|
| Applications received | 634 |
| Mortgages made | 493 |
| Denied | 52 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 77 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.183 points |
| FDIC-insured bank | Yes: Bristol County Savings Bank, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 319 | 6.125% | $455,000 | 4.4% |
| Refinancing | 42 | 5.938% | $450,000 | 10.4% |
| Cash-out refinancing | 69 | 6.350% | $405,000 | 14.6% |
| Other purposes | 63 | 6.750% | $55,000 | 23.5% |
Where Bristol County Savings Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bristol County, MA | 281 | 6.250% | 7.7% |
| Plymouth County, MA | 58 | 5.875% | 10.5% |
| Providence County, RI | 54 | 6.750% | 16.7% |
| Worcester County, MA | 21 | 6.000% | 8.7% |
| Middlesex County, MA | 12 | 6.000% | 0.0% |
| Norfolk County, MA | 12 | 5.938% | 25.0% |
| Suffolk County, MA | 11 | 6.000% | 0.0% |
| Bristol County, RI | 8 | Under 10 loans | 0.0% |
| Kent County, RI | 8 | Under 10 loans | 0.0% |
| Newport County, RI | 8 | Under 10 loans | 0.0% |
| Barnstable County, MA | 6 | Under 10 loans | 27.3% |
| Essex County, MA | 6 | Under 10 loans | 14.3% |
| Washington County, RI | 6 | Under 10 loans | 0.0% |
| Dukes County, MA | 2 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.