DIVERSIFIED MEMBERS
DIVERSIFIED MEMBERS received 189 applications in 2025 and made 96 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 7.200% on a median loan of $60,000. Of 174 decisions, 78 were denials — 44.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300XMFRSH4KYAO758 |
|---|---|
| Applications received | 189 |
| Mortgages made | 96 |
| Denied | 78 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.085 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 63 | 7.200% | $55,000 | 46.2% |
| Other purposes | 32 | 6.750% | $60,000 | 41.8% |
Where DIVERSIFIED MEMBERS lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, MI | 49 | 7.200% | 52.9% |
| Macomb County, MI | 21 | 7.200% | 19.2% |
| Oakland County, MI | 20 | 7.000% | 39.4% |
| Livingston County, MI | 3 | Under 10 loans | 0.0% |
| Washtenaw County, MI | 2 | Under 10 loans | 33.3% |
| Genesee County, MI | 1 | Under 10 loans | 0.0% |
| Iosco County, MI | 0 | Under 10 loans | 100.0% |
| Jackson County, MI | 0 | Under 10 loans | Not published |
| Kalamazoo County, MI | 0 | Under 10 loans | 100.0% |
| Kent County, MI | 0 | Under 10 loans | Not published |
| Monroe County, MI | 0 | Under 10 loans | 100.0% |
| St. Clair County, MI | 0 | Under 10 loans | 100.0% |
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When DIVERSIFIED MEMBERS’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.