CENTURY
CENTURY received 599 applications in 2025 and made 339 mortgages, in 50 counties across 21 states. The median rate its borrowers got was 6.750% on a median loan of $145,000. Of 448 decisions, 109 were denials — 24.3%, most often for debt-to-income ratio. 100 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300YS7PW1Y7DQZG40 |
|---|---|
| Applications received | 599 |
| Mortgages made | 339 |
| Denied | 109 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 151 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.338 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 51 | 5.250% | $295,000 | 28.2% |
| Refinancing | 91 | 5.250% | $305,000 | 14.1% |
| Cash-out refinancing | 23 | 5.250% | $165,000 | 28.1% |
| Other purposes | 174 | 7.000% | $75,000 | 27.2% |
Where CENTURY lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cuyahoga County, OH | 158 | 7.000% | 30.7% |
| Lorain County, OH | 60 | 6.870% | 11.8% |
| Medina County, OH | 23 | 6.240% | 4.2% |
| Summit County, OH | 16 | 6.875% | 20.0% |
| Lake County, OH | 14 | 7.000% | 12.5% |
| Chesterfield County, VA | 9 | Under 10 loans | 0.0% |
| Portage County, OH | 5 | Under 10 loans | 28.6% |
| Geauga County, OH | 4 | Under 10 loans | 0.0% |
| Stark County, OH | 4 | Under 10 loans | 20.0% |
| Wake County, NC | 3 | Under 10 loans | 0.0% |
| Ottawa County, OH | 3 | Under 10 loans | 0.0% |
| Henrico County, VA | 3 | Under 10 loans | 0.0% |
| Loudoun County, VA | 3 | Under 10 loans | 0.0% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| Franklin County, OH | 2 | Under 10 loans | 0.0% |
| Trumbull County, OH | 2 | Under 10 loans | 0.0% |
| Warren County, OH | 2 | Under 10 loans | 0.0% |
| Wayne County, OH | 2 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| Mariposa County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Denver County, CO | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Iroquois County, IL | 1 | Under 10 loans | 0.0% |
| Lake County, IN | 1 | Under 10 loans | 0.0% |
| Montgomery County, MD | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Wayne County, MI | 1 | Under 10 loans | 0.0% |
| Boone County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 0.0% |
| Onondaga County, NY | 1 | Under 10 loans | 0.0% |
| Crawford County, OH | 1 | Under 10 loans | 0.0% |
| Pickaway County, OH | 1 | Under 10 loans | 0.0% |
| Seneca County, OH | 1 | Under 10 loans | 0.0% |
| Wagoner County, OK | 1 | Under 10 loans | 0.0% |
| Multnomah County, OR | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Clark County, WA | 1 | Under 10 loans | 0.0% |
| King County, WA | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 0 | Under 10 loans | Not published |
| Sarasota County, FL | 0 | Under 10 loans | Not published |
| Bulloch County, GA | 0 | Under 10 loans | Not published |
| Hampden County, MA | 0 | Under 10 loans | Not published |
| Erie County, OH | 0 | Under 10 loans | 100.0% |
| Fairfield County, OH | 0 | Under 10 loans | Not published |
| Knox County, OH | 0 | Under 10 loans | 100.0% |
| Mahoning County, OH | 0 | Under 10 loans | 100.0% |
| Union County, OH | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.