YOUR HOME FINANCIAL LLC
YOUR HOME FINANCIAL LLC received 472 applications in 2025 and made 316 mortgages, in 29 counties across 2 states. The median rate its borrowers got was 6.625% on a median loan of $205,000. Of 344 decisions, 28 were denials — 8.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300677KFX04XEUM68 |
|---|---|
| Applications received | 472 |
| Mortgages made | 316 |
| Denied | 28 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 128 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.3934 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 281 | 6.625% | $205,000 | 7.3% |
| Refinancing | 21 | 6.625% | $255,000 | 16.0% |
| Cash-out refinancing | 14 | 7.308% | $145,000 | 12.5% |
Where YOUR HOME FINANCIAL LLC lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cuyahoga County, OH | 92 | 6.625% | 5.1% |
| Lorain County, OH | 68 | 6.625% | 9.3% |
| Erie County, OH | 30 | 6.875% | 23.1% |
| Medina County, OH | 30 | 6.625% | 3.2% |
| Huron County, OH | 19 | 6.750% | 5.0% |
| Sandusky County, OH | 15 | 6.875% | 0.0% |
| Summit County, OH | 15 | 6.500% | 16.7% |
| Mahoning County, OH | 7 | Under 10 loans | 0.0% |
| Lake County, OH | 6 | Under 10 loans | 0.0% |
| Ottawa County, OH | 6 | Under 10 loans | 0.0% |
| Ashland County, OH | 4 | Under 10 loans | 0.0% |
| Stark County, OH | 4 | Under 10 loans | 0.0% |
| Richland County, OH | 3 | Under 10 loans | 0.0% |
| Seneca County, OH | 3 | Under 10 loans | 0.0% |
| Portage County, OH | 2 | Under 10 loans | 33.3% |
| Tuscarawas County, OH | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 0.0% |
| Butler County, OH | 1 | Under 10 loans | 0.0% |
| Columbiana County, OH | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Hancock County, OH | 1 | Under 10 loans | 0.0% |
| Henry County, OH | 1 | Under 10 loans | 0.0% |
| Knox County, OH | 1 | Under 10 loans | 0.0% |
| Trumbull County, OH | 1 | Under 10 loans | 0.0% |
| Wayne County, OH | 1 | Under 10 loans | 0.0% |
| Williams County, OH | 1 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 0 | Under 10 loans | Not published |
| Lucas County, OH | 0 | Under 10 loans | 100.0% |
| Wood County, OH | 0 | Under 10 loans | Not published |
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When YOUR HOME FINANCIAL LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.