TLC COMMUNITY Credit Union
TLC COMMUNITY Credit Union received 753 applications in 2025 and made 586 mortgages, in 25 counties across 2 states. The median rate its borrowers got was 7.250% on a median loan of $95,000. Of 753 decisions, 132 were denials — 17.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300KGMIRA554NW480 |
|---|---|
| Applications received | 753 |
| Mortgages made | 586 |
| Denied | 132 |
| Approved, not taken up | 35 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.31 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 170 | 6.438% | $185,000 | 0.0% |
| Refinancing | 30 | 6.500% | $105,000 | 14.6% |
| Cash-out refinancing | 84 | 7.313% | $105,000 | 16.5% |
| Other purposes | 302 | 7.500% | $55,000 | 25.8% |
Where TLC COMMUNITY Credit Union lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lenawee County, MI | 470 | 7.250% | 16.3% |
| Monroe County, MI | 43 | 7.500% | 20.7% |
| Jackson County, MI | 16 | 7.438% | 26.1% |
| Hillsdale County, MI | 12 | 7.125% | 38.1% |
| Washtenaw County, MI | 7 | Under 10 loans | 36.4% |
| Fulton County, OH | 7 | Under 10 loans | 0.0% |
| Lucas County, OH | 6 | Under 10 loans | 25.0% |
| Wayne County, MI | 4 | Under 10 loans | 33.3% |
| Clare County, MI | 2 | Under 10 loans | 0.0% |
| Kent County, MI | 2 | Under 10 loans | 0.0% |
| Oakland County, MI | 2 | Under 10 loans | 0.0% |
| Williams County, OH | 2 | Under 10 loans | 0.0% |
| Alcona County, MI | 1 | Under 10 loans | 0.0% |
| Alpena County, MI | 1 | Under 10 loans | 0.0% |
| Antrim County, MI | 1 | Under 10 loans | 0.0% |
| Branch County, MI | 1 | Under 10 loans | 50.0% |
| Calhoun County, MI | 1 | Under 10 loans | 0.0% |
| Chippewa County, MI | 1 | Under 10 loans | 0.0% |
| Genesee County, MI | 1 | Under 10 loans | 0.0% |
| Kalamazoo County, MI | 1 | Under 10 loans | 0.0% |
| Lake County, MI | 1 | Under 10 loans | 0.0% |
| Leelanau County, MI | 1 | Under 10 loans | 0.0% |
| Manistee County, MI | 1 | Under 10 loans | 0.0% |
| Ottawa County, MI | 1 | Under 10 loans | 0.0% |
| Roscommon County, MI | 1 | Under 10 loans | 0.0% |
Get told when this changes
When TLC COMMUNITY Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.