Mortgage Lender Index

Home purchase lenders in Geneva County

275 home purchase mortgages were made in Geneva County, Alabama, in 2025, by 89 lenders. The median rate their borrowers got was 6.750% on a median loan of $155,000. Of 451 decisions, 142 were denials — 31.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Mortgage Research Center, LLC 21 6.500% $205,000 4.6%
The First National Bank of Hartford 18 Not published $75,000 5.3%
21st Mortgage Corporation 17 9.570% $145,000 67.2%
The Samson Banking Company, Inc. 16 Not published $65,000 10.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 15 9.990% $95,000 50.0%
UNION HOME MORTGAGE CORP. 14 6.625% $200,000 6.7%
CMG MORTGAGE, INC. 14 6.688% $140,000 0.0%
MOVEMENT MORTGAGE, LLC 14 6.964% $120,000 0.0%
INTERLINC MORTGAGE SERVICES, LLC 12 6.563% $190,000 7.7%
Synovus Bank 8 Under 10 loans Under 10 loans 0.0%
Five Star Credit Union 7 Under 10 loans Under 10 loans 50.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 12.5%
Fairway Independent Mortgage Corporation 7 Under 10 loans Under 10 loans 22.2%
Renasant Bank 7 Under 10 loans Under 10 loans 0.0%
BankPlus 6 Under 10 loans Under 10 loans 33.3%
AMERICAN FINANCIAL RESOURCES, INC. 6 Under 10 loans Under 10 loans 14.3%
Friend Bank 6 Under 10 loans Under 10 loans 14.3%
SUCCESS MORTGAGE PARTNERS, INC. 5 Under 10 loans Under 10 loans 0.0%
Troy Bank and Trust Company 5 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 4 Under 10 loans Under 10 loans 14.3%
ALL IN FEDERAL CREDIT UNION 4 Under 10 loans Under 10 loans 14.3%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
FirstBank 2 Under 10 loans Under 10 loans 85.7%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 72.2%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 25.0%
Regions Bank 2 Under 10 loans Under 10 loans 33.3%
SOUTHWEST FUNDING, LP 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
River Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
CCB Community Bank 2 Under 10 loans Under 10 loans 0.0%
DHI MORTGAGE COMPANY, LTD. 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 87.5%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
CONTOUR MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PRINCETON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PeoplesSouth Bank 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Assurance Financial Group, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
BankSouth 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
BrightStar Credit Union 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
AVADIAN 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CIS Financial Services, Inc. 1 Under 10 loans Under 10 loans 0.0%
Genisys Credit Union 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
HNB FIRST BANK 0 Under 10 loans Under 10 loans 0.0%
549300MPZDD9EFQ1E963 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
COMMUNITY SOUTH 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
ROUNDPOINT MORTGAGE SERVICING LLC 0 Under 10 loans Under 10 loans 100.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
MICHIGAN MUTUAL, INC. 0 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Guardian Credit Union 0 Under 10 loans Under 10 loans Not published
Fidelity Bank, National Association 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
GMFS LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.