COMMUNITY SOUTH
COMMUNITY SOUTH received 202 applications in 2025 and made 6 mortgages, in 13 counties across 3 states. The median rate its borrowers got was Not published on a median loan of Not published. Of 71 decisions, 48 were denials — 67.6%, most often for other. 78 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 9845003EDC545AF61498 |
|---|---|
| Applications received | 202 |
| Mortgages made | 6 |
| Denied | 48 |
| Approved, not taken up | 17 |
| Withdrawn or incomplete | 131 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Under 10 loans |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 5 | Under 10 loans | Under 10 loans | 64.1% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 79.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 0.0% |
Where COMMUNITY SOUTH lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Holmes County, FL | 2 | Under 10 loans | 56.3% |
| Washington County, FL | 2 | Under 10 loans | 61.1% |
| Jackson County, FL | 1 | Under 10 loans | 75.0% |
| Leon County, FL | 1 | Under 10 loans | 0.0% |
| Geneva County, AL | 0 | Under 10 loans | 100.0% |
| Bay County, FL | 0 | Under 10 loans | 100.0% |
| Escambia County, FL | 0 | Under 10 loans | 100.0% |
| Highlands County, FL | 0 | Under 10 loans | Not published |
| Okaloosa County, FL | 0 | Under 10 loans | 100.0% |
| St. Johns County, FL | 0 | Under 10 loans | Not published |
| Wakulla County, FL | 0 | Under 10 loans | 100.0% |
| Walton County, FL | 0 | Under 10 loans | 100.0% |
| Knox County, IN | 0 | Under 10 loans | Not published |
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When COMMUNITY SOUTH’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.