Consumer First Mortgage, Inc.
Consumer First Mortgage, Inc. received 169 applications in 2025 and made 148 mortgages, in 46 counties across 3 states. The median rate its borrowers got was 6.375% on a median loan of $195,000. Of 169 decisions, 21 were denials — 12.4%, most often for credit history. 113 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300XHEKTWE48VS407 |
|---|---|
| Applications received | 169 |
| Mortgages made | 148 |
| Denied | 21 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.344 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 119 | 6.375% | $195,000 | 0.0% |
| Refinancing | 29 | 6.490% | $205,000 | 42.0% |
Where Consumer First Mortgage, Inc. lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tuscaloosa County, AL | 14 | 6.438% | 12.5% |
| Colbert County, AL | 12 | 6.375% | 7.7% |
| Jefferson County, AL | 12 | 6.250% | 0.0% |
| Lauderdale County, AL | 9 | Under 10 loans | 0.0% |
| Morgan County, AL | 9 | Under 10 loans | 10.0% |
| Lawrence County, AL | 8 | Under 10 loans | 0.0% |
| Marion County, AL | 8 | Under 10 loans | 0.0% |
| Mobile County, AL | 6 | Under 10 loans | 14.3% |
| Fayette County, AL | 5 | Under 10 loans | 0.0% |
| Lamar County, AL | 5 | Under 10 loans | 0.0% |
| Montgomery County, AL | 5 | Under 10 loans | 0.0% |
| Clarke County, AL | 4 | Under 10 loans | 0.0% |
| Madison County, AL | 4 | Under 10 loans | 33.3% |
| Walker County, AL | 4 | Under 10 loans | 20.0% |
| Baldwin County, AL | 3 | Under 10 loans | 25.0% |
| Dale County, AL | 3 | Under 10 loans | 0.0% |
| DeKalb County, AL | 3 | Under 10 loans | 0.0% |
| Etowah County, AL | 3 | Under 10 loans | 25.0% |
| Houston County, AL | 3 | Under 10 loans | 0.0% |
| Talladega County, AL | 3 | Under 10 loans | 50.0% |
| Calhoun County, AL | 2 | Under 10 loans | 0.0% |
| Cullman County, AL | 2 | Under 10 loans | 33.3% |
| Elmore County, AL | 2 | Under 10 loans | 0.0% |
| Jackson County, AL | 2 | Under 10 loans | 0.0% |
| Marshall County, AL | 2 | Under 10 loans | 0.0% |
| Shelby County, AL | 2 | Under 10 loans | 33.3% |
| Lawrence County, TN | 2 | Under 10 loans | 0.0% |
| Bibb County, AL | 1 | Under 10 loans | 0.0% |
| Blount County, AL | 1 | Under 10 loans | 0.0% |
| Coffee County, AL | 1 | Under 10 loans | 50.0% |
| Franklin County, AL | 1 | Under 10 loans | 50.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Limestone County, AL | 1 | Under 10 loans | 0.0% |
| Marengo County, AL | 1 | Under 10 loans | 0.0% |
| Marion County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Maury County, TN | 1 | Under 10 loans | 50.0% |
| Wayne County, TN | 1 | Under 10 loans | 0.0% |
| Chambers County, AL | 0 | Under 10 loans | Not published |
| Chilton County, AL | 0 | Under 10 loans | Not published |
| Covington County, AL | 0 | Under 10 loans | 100.0% |
| Dallas County, AL | 0 | Under 10 loans | Not published |
| Hale County, AL | 0 | Under 10 loans | Not published |
| Winston County, AL | 0 | Under 10 loans | 100.0% |
| Calhoun County, FL | 0 | Under 10 loans | Not published |
| Gulf County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.