Community Bank of Pickens County
Community Bank of Pickens County received 54 applications in 2025 and made 54 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $255,000. Of 54 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 254900A4WMCRPWZCPS41 |
|---|---|
| Applications received | 54 |
| Mortgages made | 54 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Community Bank of Pickens County, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 38 | Not published | $280,000 | 0.0% |
| Refinancing | 10 | Not published | $190,000 | 0.0% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where Community Bank of Pickens County lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pickens County, GA | 22 | Not published | 0.0% |
| Cherokee County, GA | 16 | Not published | 0.0% |
| Gilmer County, GA | 8 | Under 10 loans | 0.0% |
| Murray County, GA | 3 | Under 10 loans | 0.0% |
| Chatham County, GA | 1 | Under 10 loans | 0.0% |
| Dawson County, GA | 1 | Under 10 loans | 0.0% |
| Gordon County, GA | 1 | Under 10 loans | 0.0% |
| Hall County, GA | 1 | Under 10 loans | 0.0% |
| Spalding County, GA | 1 | Under 10 loans | 0.0% |
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When Community Bank of Pickens County’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.