Home purchase lenders in Spokane County
6,595 home purchase mortgages were made in Spokane County, Washington, in 2025, by 291 lenders. The median rate their borrowers got was 6.490% on a median loan of $345,000. Of 7,420 decisions, 588 were denials — 7.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 441 | 6.500% | $385,000 | 4.9% |
| Sunflower Bank, National Association | 407 | 6.490% | $345,000 | 1.9% |
| SPOKANE TEACHERS | 335 | 6.375% | $315,000 | 10.5% |
| CMG MORTGAGE, INC. | 319 | 6.625% | $375,000 | 1.4% |
| DHI MORTGAGE COMPANY, LTD. | 317 | 5.375% | $375,000 | 8.9% |
| CANOPY MORTGAGE, LLC | 281 | 6.250% | $305,000 | 0.4% |
| Rocket Mortgage, LLC | 203 | 6.500% | $375,000 | 8.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 199 | 6.875% | $365,000 | 0.5% |
| Fairway Independent Mortgage Corporation | 194 | 6.625% | $355,000 | 4.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 193 | 6.750% | $365,000 | 1.5% |
| LENNAR MORTGAGE, LLC | 191 | 4.500% | $435,000 | 5.0% |
| MOVEMENT MORTGAGE, LLC | 182 | 6.125% | $210,000 | 2.9% |
| GUARANTEED RATE, INC. | 177 | 6.575% | $345,000 | 0.6% |
| IDAHO CENTRAL CREDIT UNION | 163 | 6.375% | $375,000 | 5.8% |
| GUILD MORTGAGE COMPANY | 134 | 6.375% | $315,000 | 0.7% |
| Mortgage Research Center, LLC | 123 | 6.250% | $375,000 | 3.9% |
| Washington Trust Bank | 119 | 6.625% | $425,000 | 14.9% |
| Glacier Bank | 113 | 6.625% | $335,000 | 7.1% |
| CORNERSTONE CAPITAL BANK, SSB | 110 | 6.500% | $375,000 | 1.8% |
| Boeing Employees Credit Union | 107 | 6.375% | $325,000 | 5.3% |
| NUMERICA CREDIT UNION | 105 | 6.875% | $325,000 | 21.1% |
| GESA | 85 | 6.125% | $385,000 | 18.3% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 80 | 6.250% | $315,000 | 2.4% |
| U.S. Bank National Association | 77 | 6.375% | $335,000 | 16.5% |
| Banner Bank | 71 | 6.824% | $360,000 | 31.1% |
| Broker Solutions, Inc. | 66 | 6.500% | $285,000 | 19.5% |
| JPMorgan Chase Bank, National Association | 62 | 6.495% | $325,000 | 8.7% |
| Synergy One Lending, Inc. | 60 | 6.250% | $290,000 | 11.6% |
| TRIAD FINANCIAL SERVICES, INC. | 52 | 8.770% | $90,000 | 35.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 50 | 6.375% | $295,000 | 1.8% |
| Sierra Pacific Mortgage Company, Inc. | 47 | 6.625% | $365,000 | 4.1% |
| KIND LENDING, LLC | 46 | 6.125% | $375,000 | 11.5% |
| ENVOY MORTGAGE, LTD | 45 | 6.625% | $345,000 | 2.2% |
| Loandepot.Com, LLC | 44 | 6.250% | $390,000 | 4.4% |
| SUMMIT FUNDING, INC. | 43 | 6.500% | $295,000 | 10.4% |
| INTERCAP LENDING INC. | 43 | 6.375% | $395,000 | 2.1% |
| Paramount Residential Mortgage Group, Inc. | 41 | 6.500% | $355,000 | 0.0% |
| Navy Federal Credit Union | 41 | 5.875% | $395,000 | 6.8% |
| Umpqua Bank | 40 | 6.750% | $390,000 | 10.9% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 40 | 6.625% | $390,000 | 2.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 38 | 6.438% | $410,000 | 2.6% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 38 | 6.558% | $310,000 | 14.9% |
| PREMIER LENDING, INC. | 36 | 6.750% | $300,000 | 0.0% |
| Northpointe Bank | 35 | 6.125% | $305,000 | 7.9% |
| DIRECTORS MORTGAGE, INC. | 35 | 6.375% | $255,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 32 | 6.313% | $360,000 | 18.0% |
| Cornerstone First Mortgage, Inc | 30 | 6.375% | $300,000 | 0.0% |
| Kiavi Funding, Inc. | 29 | 10.990% | $225,000 | 8.8% |
| NEWREZ LLC | 29 | 6.625% | $375,000 | 9.1% |
| Global Federal Credit Union | 26 | 6.125% | $335,000 | 10.3% |
| LEADERONE FINANCIAL CORPORATION | 25 | 6.625% | $315,000 | 16.7% |
| ZILLOW HOME LOANS, LLC | 22 | 6.125% | $320,000 | 4.4% |
| Wells Fargo Bank, National Association | 21 | 6.500% | $295,000 | 12.5% |
| Plains Commerce Bank | 21 | 6.375% | $285,000 | 8.7% |
| Willamette Valley Bank | 19 | 6.500% | $355,000 | 13.6% |
| Bank of America, National Association | 18 | 5.995% | $360,000 | 24.0% |
| SCENIC OAKS FUNDING, LLC | 18 | 6.625% | $345,000 | 5.3% |
| GENEVA FINANCIAL, LLC | 17 | 6.625% | $315,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 17 | 9.750% | $215,000 | 0.0% |
| USAA Federal Savings Bank | 16 | 6.313% | $385,000 | 20.0% |
| THE LOAN STORE, INC. | 15 | 6.500% | $355,000 | 0.0% |
| Horizon Federally Insured State-Chartered Credit Union | 14 | 6.125% | $290,000 | 16.7% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 13 | 8.700% | $135,000 | 41.2% |
| CHURCHILL MORTGAGE CORPORATION | 13 | 6.500% | $305,000 | 0.0% |
| 21st Mortgage Corporation | 12 | 11.230% | $105,000 | 63.2% |
| SAMMAMISH MORTGAGE COMPANY | 12 | 6.313% | $315,000 | 0.0% |
| NFM, INC. | 12 | 6.625% | $490,000 | 0.0% |
| LOWER, LLC | 12 | 6.313% | $395,000 | 0.0% |
| Tomo Mortgage, LLC | 11 | 6.375% | $365,000 | 8.3% |
| FREEDOM MORTGAGE CORPORATION | 11 | 5.750% | $335,000 | 8.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 6.563% | $300,000 | 15.4% |
| BETTER MORTGAGE CORPORATION | 10 | 6.375% | $315,000 | 0.0% |
| NBKC BANK | 10 | 6.063% | $415,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 10 | 6.563% | $380,000 | 0.0% |
| HomeStreet Bank | 10 | 6.875% | $380,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 10 | 6.125% | $285,000 | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 35.7% |
| Granite Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cheney | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BAY EQUITY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Interstate Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Potlatch No. 1 Financial Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 10.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Freedom Northwest Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Huntington National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SPOKANE FIREFIGHTERS CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 1st Security Bank of Washington | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 60.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| RESICENTRAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 16.7% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 5493009QB0KBU5M6NP90 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wallick & Volk, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Watermark Capital, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Mountain America Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sound Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Eastside Funding LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OREGON COMMUNITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ONY GLO, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIED MORTGAGE GROUP, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITYAMERICA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HAPO COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Abbott Laboratories Employees Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIORITY HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| WASHINGTON FEDERAL BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC N W FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| iQ Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Rivermark Community | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SALAL Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Canopy Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 91 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.