SPOKANE FIREFIGHTERS CREDIT UNION
SPOKANE FIREFIGHTERS CREDIT UNION received 79 applications in 2025 and made 60 mortgages, in 10 counties across 2 states. The median rate its borrowers got was 7.500% on a median loan of $160,000. Of 63 decisions, 3 were denials — 4.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493000OOREHUZON5E13 |
|---|---|
| Applications received | 79 |
| Mortgages made | 60 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.21 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 10 | 5.500% | $300,000 | 0.0% |
| Other purposes | 41 | 7.500% | $145,000 | 6.8% |
Where SPOKANE FIREFIGHTERS CREDIT UNION lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Spokane County, WA | 43 | 7.500% | 6.5% |
| Kootenai County, ID | 6 | Under 10 loans | 0.0% |
| Stevens County, WA | 5 | Under 10 loans | 0.0% |
| Bonner County, ID | 1 | Under 10 loans | 0.0% |
| Kitsap County, WA | 1 | Under 10 loans | 0.0% |
| Lincoln County, WA | 1 | Under 10 loans | 0.0% |
| Pierce County, WA | 1 | Under 10 loans | 0.0% |
| Snohomish County, WA | 1 | Under 10 loans | 0.0% |
| Whitman County, WA | 1 | Under 10 loans | 0.0% |
| Latah County, ID | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.