RED CANOE CREDIT UNION
RED CANOE CREDIT UNION received 801 applications in 2025 and made 521 mortgages, in 46 counties across 6 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 611 decisions, 77 were denials — 12.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 54930007KK7ZS3IJVC25 |
|---|---|
| Applications received | 801 |
| Mortgages made | 521 |
| Denied | 77 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 190 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.51 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 61 | 6.490% | $300,000 | 7.4% |
| Refinancing | 45 | 7.240% | $135,000 | 25.8% |
| Cash-out refinancing | 235 | 7.500% | $105,000 | 12.7% |
| Other purposes | 180 | 7.500% | $75,000 | 10.2% |
Where RED CANOE CREDIT UNION lends most
The 46 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cowlitz County, WA | 255 | 7.500% | 12.2% |
| Pierce County, WA | 67 | 7.500% | 6.7% |
| Clark County, WA | 31 | 7.500% | 13.5% |
| Linn County, OR | 23 | 7.500% | 14.3% |
| Lewis County, WA | 21 | 7.500% | 26.7% |
| King County, WA | 18 | 7.500% | 26.9% |
| Wahkiakum County, WA | 17 | 7.500% | 10.0% |
| Columbia County, OR | 8 | Under 10 loans | 0.0% |
| Marion County, OR | 8 | Under 10 loans | 11.1% |
| Snohomish County, WA | 7 | Under 10 loans | 0.0% |
| Benton County, OR | 6 | Under 10 loans | 14.3% |
| Kitsap County, WA | 6 | Under 10 loans | 0.0% |
| Thurston County, WA | 6 | Under 10 loans | 14.3% |
| Clackamas County, OR | 5 | Under 10 loans | 0.0% |
| Lincoln County, OR | 4 | Under 10 loans | 0.0% |
| Spokane County, WA | 4 | Under 10 loans | 0.0% |
| Deschutes County, OR | 3 | Under 10 loans | 0.0% |
| Lane County, OR | 3 | Under 10 loans | 0.0% |
| Grays Harbor County, WA | 3 | Under 10 loans | 0.0% |
| Klickitat County, WA | 3 | Under 10 loans | 0.0% |
| Clatsop County, OR | 2 | Under 10 loans | 33.3% |
| Mason County, WA | 2 | Under 10 loans | 0.0% |
| Yakima County, WA | 2 | Under 10 loans | 33.3% |
| Coos County, OR | 1 | Under 10 loans | 0.0% |
| Klamath County, OR | 1 | Under 10 loans | 0.0% |
| Morrow County, OR | 1 | Under 10 loans | 0.0% |
| Polk County, OR | 1 | Under 10 loans | 0.0% |
| Tillamook County, OR | 1 | Under 10 loans | 0.0% |
| Wallowa County, OR | 1 | Under 10 loans | 0.0% |
| Benton County, WA | 1 | Under 10 loans | 0.0% |
| Chelan County, WA | 1 | Under 10 loans | 0.0% |
| Clallam County, WA | 1 | Under 10 loans | 0.0% |
| Grant County, WA | 1 | Under 10 loans | 0.0% |
| Kittitas County, WA | 1 | Under 10 loans | 0.0% |
| Pacific County, WA | 1 | Under 10 loans | 50.0% |
| Skagit County, WA | 1 | Under 10 loans | 0.0% |
| Skamania County, WA | 1 | Under 10 loans | 0.0% |
| Stevens County, WA | 1 | Under 10 loans | 0.0% |
| Walla Walla County, WA | 1 | Under 10 loans | 0.0% |
| Whatcom County, WA | 1 | Under 10 loans | 0.0% |
| Yuma County, AZ | 0 | Under 10 loans | 100.0% |
| Kern County, CA | 0 | Under 10 loans | 100.0% |
| Valley County, ID | 0 | Under 10 loans | Not published |
| Sanders County, MT | 0 | Under 10 loans | Not published |
| Multnomah County, OR | 0 | Under 10 loans | 100.0% |
| Island County, WA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.