Home purchase lenders in Snohomish County
9,052 home purchase mortgages were made in Snohomish County, Washington, in 2025, by 360 lenders. The median rate their borrowers got was 6.490% on a median loan of $585,000. Of 10,174 decisions, 813 were denials — 8.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 528 | 6.500% | $595,000 | 7.1% |
| Boeing Employees Credit Union | 505 | 6.125% | $565,000 | 17.5% |
| DHI MORTGAGE COMPANY, LTD. | 424 | 5.625% | $595,000 | 5.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 414 | 6.625% | $585,000 | 2.6% |
| GUILD MORTGAGE COMPANY | 412 | 6.625% | $535,000 | 1.4% |
| Rocket Mortgage, LLC | 393 | 6.375% | $585,000 | 11.1% |
| CMG MORTGAGE, INC. | 390 | 6.625% | $595,000 | 3.1% |
| MOVEMENT MORTGAGE, LLC | 389 | 6.625% | $565,000 | 4.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 287 | 6.750% | $535,000 | 5.0% |
| U.S. Bank National Association | 219 | 6.125% | $875,000 | 9.5% |
| JPMorgan Chase Bank, National Association | 207 | 6.000% | $735,000 | 8.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 206 | 6.500% | $525,000 | 1.4% |
| Fairway Independent Mortgage Corporation | 202 | 6.750% | $545,000 | 2.9% |
| NFM, INC. | 158 | 6.750% | $585,000 | 1.3% |
| Broker Solutions, Inc. | 156 | 6.745% | $555,000 | 6.0% |
| CORNERSTONE CAPITAL BANK, SSB | 156 | 6.490% | $575,000 | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | 147 | 6.499% | $655,000 | 10.8% |
| Bank of America, National Association | 144 | 5.875% | $860,000 | 21.9% |
| LENNAR MORTGAGE, LLC | 132 | 4.990% | $785,000 | 1.5% |
| Wells Fargo Bank, National Association | 128 | 5.750% | $905,000 | 9.9% |
| NEWREZ LLC | 116 | 6.625% | $615,000 | 7.9% |
| Loandepot.Com, LLC | 100 | 6.575% | $565,000 | 5.6% |
| OriginPoint, LLC | 98 | 6.613% | $625,000 | 1.0% |
| THE LOAN STORE, INC. | 90 | 6.433% | $545,000 | 5.9% |
| GUARANTEED RATE, INC. | 85 | 6.500% | $605,000 | 6.6% |
| 1st Security Bank of Washington | 80 | 6.495% | $575,000 | 1.2% |
| KBHS HOME LOANS, LLC | 79 | 5.990% | $685,000 | 10.2% |
| Mortgage Research Center, LLC | 76 | 6.125% | $560,000 | 11.6% |
| Navy Federal Credit Union | 74 | 6.000% | $620,000 | 7.5% |
| SAMMAMISH MORTGAGE COMPANY | 73 | 6.375% | $635,000 | 2.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 73 | 6.500% | $625,000 | 8.8% |
| INSPIRE HOME LOANS INC. | 73 | 5.625% | $655,000 | 3.8% |
| SCENIC OAKS FUNDING, LLC | 66 | 6.624% | $605,000 | 2.9% |
| TRIAD FINANCIAL SERVICES, INC. | 63 | 8.700% | $145,000 | 25.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 60 | 6.490% | $535,000 | 0.0% |
| Eastside Funding LLC | 57 | 12.000% | $465,000 | 3.3% |
| Banner Bank | 55 | 6.625% | $535,000 | 9.7% |
| BAY EQUITY LLC | 55 | 6.625% | $525,000 | 1.8% |
| ZILLOW HOME LOANS, LLC | 52 | 6.313% | $500,000 | 1.9% |
| Global Federal Credit Union | 46 | 6.125% | $735,000 | 11.5% |
| KIND LENDING, LLC | 45 | 6.375% | $625,000 | 18.2% |
| KeyBank National Association | 42 | 6.500% | $645,000 | 28.8% |
| Cornerstone First Mortgage, Inc | 42 | 6.313% | $465,000 | 0.0% |
| Zions Bancorporation, N.A. | 37 | 6.000% | $925,000 | 4.8% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 35 | 6.625% | $865,000 | 6.7% |
| PULTE MORTGAGE LLC | 35 | 5.375% | $535,000 | 10.3% |
| Paramount Residential Mortgage Group, Inc. | 34 | 6.500% | $610,000 | 5.6% |
| ENVOY MORTGAGE, LTD | 34 | 6.313% | $560,000 | 10.5% |
| DIRECTORS MORTGAGE, INC. | 34 | 6.500% | $515,000 | 0.0% |
| Umpqua Bank | 33 | 6.750% | $555,000 | 2.9% |
| HOMEAMERICAN MORTGAGE CORPORATION | 33 | 5.375% | $715,000 | 5.4% |
| RESICENTRAL, LLC | 33 | 6.625% | $575,000 | 2.9% |
| NexBank | 32 | 6.438% | $605,000 | 2.9% |
| PRIORITY HOME LENDING, LLC | 31 | 6.625% | $535,000 | 6.1% |
| General Mortgage Capital Corporation | 30 | 6.375% | $525,000 | 0.0% |
| CANOPY MORTGAGE, LLC | 30 | 6.500% | $635,000 | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 28 | 10.250% | $550,000 | 0.0% |
| HomeStreet Bank | 27 | 6.625% | $685,000 | 10.0% |
| 254900YZ174H294JW398 | 27 | 7.500% | $855,000 | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 26 | 8.500% | $145,000 | 25.8% |
| East West Bank | 26 | 6.000% | $500,000 | 13.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 26 | 6.625% | $540,000 | 3.6% |
| Plains Commerce Bank | 26 | 6.438% | $525,000 | 7.1% |
| BETTER MORTGAGE CORPORATION | 25 | 6.750% | $545,000 | 13.8% |
| Kiavi Funding, Inc. | 25 | 10.490% | $535,000 | 13.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 24 | 5.845% | $860,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 23 | 6.375% | $625,000 | 4.2% |
| Morgan Stanley Private Bank, National Association | 23 | 5.850% | $635,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 22 | 6.625% | $530,000 | 18.5% |
| ALLIANT CREDIT UNION | 21 | 7.500% | $245,000 | 4.4% |
| LOWER, LLC | 21 | 6.500% | $585,000 | 0.0% |
| PNC Bank, National Association | 20 | 6.375% | $630,000 | 4.8% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 20 | 6.625% | $605,000 | 0.0% |
| Tomo Mortgage, LLC | 19 | 6.490% | $565,000 | 24.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 19 | 6.120% | $635,000 | 0.0% |
| Click n' Close, Inc. | 19 | 6.375% | $405,000 | 0.0% |
| NBKC BANK | 18 | 6.500% | $705,000 | 5.3% |
| CHURCHILL MORTGAGE CORPORATION | 17 | 6.250% | $485,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 17 | 7.000% | $675,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 16 | 6.188% | $510,000 | 5.9% |
| Charles Schwab Bank, SSB | 16 | 5.438% | $840,000 | 11.1% |
| Citibank, National Association | 15 | 5.625% | $915,000 | 11.8% |
| OCMBC, INC. | 15 | 6.875% | $675,000 | 0.0% |
| Sound Credit Union | 15 | 6.250% | $585,000 | 11.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 15 | 6.750% | $615,000 | 6.3% |
| Peoples Bank | 14 | 7.063% | $645,000 | 6.3% |
| Sound Community Bank | 14 | 8.813% | $125,000 | 0.0% |
| USAA Federal Savings Bank | 13 | 6.375% | $615,000 | 35.0% |
| Synergy One Lending, Inc. | 13 | 6.500% | $625,000 | 27.8% |
| Sierra Pacific Mortgage Company, Inc. | 13 | 6.625% | $625,000 | 0.0% |
| WASHINGTON STATE EMPLOYEES CREDIT UNION | 12 | 6.268% | $570,000 | 14.3% |
| AMWEST FUNDING CORP. | 12 | 6.750% | $505,000 | 14.3% |
| FREEDOM MORTGAGE CORPORATION | 12 | 5.938% | $635,000 | 7.7% |
| NEXERA HOLDING LLC | 12 | 6.875% | $640,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 12 | 6.313% | $610,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 12 | 6.313% | $615,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 11 | 6.500% | $645,000 | 8.3% |
| GESA | 11 | 6.500% | $575,000 | 15.4% |
| UNION HOME MORTGAGE CORP. | 10 | 6.063% | $560,000 | 15.4% |
| T2 FINANCIAL LLC | 10 | 6.625% | $620,000 | 7.7% |
| LENDSURE MORTGAGE CORP. | 10 | 7.563% | $595,000 | 0.0% |
| RIGHT START MORTGAGE, INC. | 10 | 6.750% | $495,000 | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 10 | 5.938% | $770,000 | 0.0% |
| City National Bank | 10 | 5.440% | $905,000 | 0.0% |
| Luminate Bank | 10 | 6.438% | $335,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 6.937% | $630,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| 5493009QB0KBU5M6NP90 | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 9 | Under 10 loans | Under 10 loans | 10.0% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 27.3% |
| WASHINGTON FEDERAL BANK | 8 | Under 10 loans | Under 10 loans | 10.0% |
| CONVENTUS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NMSI, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| TOLL BROTHERS MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 11.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Seattle Metropolitan Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| BMO Bank National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSAL LENDING CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| IDAHO CENTRAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 76.7% |
| Farmers Bank & Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| WHATCOM EDUCATIONAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Timberland Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Mountain Pacific Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cathay Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CALCON MUTUAL MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AAA CAPITAL INVESTMENT, INC. | 5 | Under 10 loans | Under 10 loans | 12.5% |
| QUALSTAR CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Washington Trust Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Bison State Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| City Lending Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGEONE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NORTH COAST CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PLANET HOME LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Strong Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Central Trust Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NorthWest Plus Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SaviBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICA'S CREDIT UNION, A | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Lending Solutions, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 71.4% |
| HARBORSTONE | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST FED BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GO MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| United Nations Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 160 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.