Cross County Savings Bank
Cross County Savings Bank received 29 applications in 2025 and made 21 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $805,000. Of 25 decisions, 1 were denials — 4.0%.
| Legal Entity Identifier | 2549005O94DAZVV0P036 |
|---|---|
| Applications received | 29 |
| Mortgages made | 21 |
| Denied | 1 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Cross County Savings Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 12 | Not published | $935,000 | 6.7% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Cross County Savings Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kings County, NY | 7 | Under 10 loans | 0.0% |
| Suffolk County, NY | 5 | Under 10 loans | 0.0% |
| Nassau County, NY | 3 | Under 10 loans | 0.0% |
| Queens County, NY | 2 | Under 10 loans | 25.0% |
| Westchester County, NY | 2 | Under 10 loans | 0.0% |
| Bronx County, NY | 1 | Under 10 loans | 0.0% |
| New York County, NY | 1 | Under 10 loans | 0.0% |
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When Cross County Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.