Dime Community Bank
Dime Community Bank received 451 applications in 2025 and made 276 mortgages, in 18 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $615,000. Of 347 decisions, 67 were denials — 19.3%.
| Legal Entity Identifier | 549300UWA74T8PF7KY34 |
|---|---|
| Applications received | 451 |
| Mortgages made | 276 |
| Denied | 67 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 104 |
| Loans bought from other lenders | 29 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 225 | Not published | $595,000 | 20.2% |
| Refinancing | 31 | Not published | $935,000 | 13.9% |
| Cash-out refinancing | 13 | Not published | $795,000 | 13.3% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 22.2% |
Where Dime Community Bank lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| New York County, NY | 63 | Not published | 23.2% |
| Suffolk County, NY | 47 | Not published | 12.5% |
| Kings County, NY | 39 | Not published | 35.5% |
| Nassau County, NY | 37 | Not published | 7.5% |
| Westchester County, NY | 33 | Not published | 5.7% |
| Queens County, NY | 30 | Not published | 28.6% |
| Putnam County, NY | 5 | Under 10 loans | 0.0% |
| Richmond County, NY | 5 | Under 10 loans | 0.0% |
| Bronx County, NY | 3 | Under 10 loans | 0.0% |
| Dutchess County, NY | 3 | Under 10 loans | 0.0% |
| Orange County, NY | 3 | Under 10 loans | 25.0% |
| Ocean County, NJ | 2 | Under 10 loans | 0.0% |
| Passaic County, NJ | 2 | Under 10 loans | 0.0% |
| Rockland County, NY | 2 | Under 10 loans | 0.0% |
| Hudson County, NJ | 1 | Under 10 loans | 0.0% |
| Tompkins County, NY | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 0 | Under 10 loans | Not published |
| Greene County, NY | 0 | Under 10 loans | 100.0% |
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When Dime Community Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.