Mortgage Lender Index

WALL STREET MORTGAGE BANKERS, LTD.

WALL STREET MORTGAGE BANKERS, LTD. received 676 applications in 2025 and made 417 mortgages, in 84 counties across 14 states. The median rate its borrowers got was 6.625% on a median loan of $825,000. Of 497 decisions, 76 were denials — 15.3%, most often for debt-to-income ratio.

Legal Entity Identifier549300E4YLQ3BVQ4GW30
Applications received676
Mortgages made417
Denied76
Approved, not taken up4
Withdrawn or incomplete179
Loans bought from other lenders0
Median rate spread over the prime offer rate0.159 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase270 6.625%$760,000 13.1%
Refinancing72 6.375%$1,010,000 20.2%
Cash-out refinancing75 6.990%$755,000 17.6%

Where WALL STREET MORTGAGE BANKERS, LTD. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Los Angeles County, CA 706.500%16.5%
Kings County, NY 516.990%12.1%
Richmond County, NY 386.500%15.6%
Nassau County, NY 326.433%18.0%
Suffolk County, NY 236.874%23.3%
Orange County, CA 176.500%15.0%
Queens County, NY 166.563%15.0%
New York County, NY 136.990%7.1%
Santa Clara County, CA 126.433%20.0%
Palm Beach County, FL 107.313%0.0%
Monmouth County, NJ 106.808%9.1%
Bergen County, NJ 9Under 10 loans25.0%
Ventura County, CA 8Under 10 loans0.0%
Middlesex County, NJ 7Under 10 loans22.2%
Ocean County, NJ 5Under 10 loans0.0%
Passaic County, NJ 5Under 10 loans16.7%
Contra Costa County, CA 4Under 10 loans0.0%
Marin County, CA 4Under 10 loans0.0%
San Diego County, CA 4Under 10 loans33.3%
San Mateo County, CA 4Under 10 loans0.0%
Broward County, FL 4Under 10 loans0.0%
Essex County, NJ 4Under 10 loans0.0%
Bronx County, NY 4Under 10 loans0.0%
King County, WA 4Under 10 loans0.0%
Naugatuck Valley Planning Region, CT 3Under 10 loans0.0%
Hillsborough County, FL 3Under 10 loans25.0%
Miami-Dade County, FL 3Under 10 loans25.0%
Hudson County, NJ 3Under 10 loans25.0%
Morris County, NJ 3Under 10 loans0.0%
Union County, NJ 3Under 10 loans40.0%
Alameda County, CA 2Under 10 loans33.3%
Riverside County, CA 2Under 10 loans0.0%
Western Connecticut Planning Region, CT 2Under 10 loans0.0%
Westchester County, NY 2Under 10 loans0.0%
Coconino County, AZ 1Under 10 loans50.0%
Maricopa County, AZ 1Under 10 loans0.0%
Pima County, AZ 1Under 10 loans0.0%
Mono County, CA 1Under 10 loans0.0%
Nevada County, CA 1Under 10 loans0.0%
Placer County, CA 1Under 10 loans0.0%
Sacramento County, CA 1Under 10 loans0.0%
San Bernardino County, CA 1Under 10 loans0.0%
San Francisco County, CA 1Under 10 loans33.3%
Yuba County, CA 1Under 10 loans0.0%
El Paso County, CO 1Under 10 loans0.0%
South Central Connecticut Planning Region, CT 1Under 10 loans0.0%
Brevard County, FL 1Under 10 loans0.0%
Collier County, FL 1Under 10 loans0.0%
Flagler County, FL 1Under 10 loans0.0%
Marion County, FL 1Under 10 loans0.0%

Get told when this changes

When WALL STREET MORTGAGE BANKERS, LTD.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.