Home purchase lenders in New York County
5,420 home purchase mortgages were made in New York County, New York, in 2025, by 233 lenders. The median rate their borrowers got was 6.125% on a median loan of $695,000. Of 6,431 decisions, 858 were denials — 13.3%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | 885 | 6.125% | $685,000 | 11.0% |
| Citibank, National Association | 670 | 6.000% | $805,000 | 7.4% |
| Wells Fargo Bank, National Association | 566 | 6.000% | $805,000 | 13.8% |
| Citizens Bank, National Association | 499 | 6.000% | $760,000 | 8.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 253 | 6.740% | $465,000 | 6.3% |
| Bank of America, National Association | 213 | 5.625% | $1,005,000 | 28.2% |
| U.S. Bank National Association | 200 | 6.000% | $710,000 | 10.3% |
| Morgan Stanley Private Bank, National Association | 189 | 5.750% | $1,215,000 | 1.0% |
| TD Bank, National Association | 168 | 6.000% | $660,000 | 11.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 152 | 6.066% | $885,000 | 12.3% |
| GUARANTEED RATE AFFINITY, LLC | 105 | 6.500% | $575,000 | 7.8% |
| Rocket Mortgage, LLC | 88 | 6.500% | $495,000 | 36.0% |
| GUARANTEED RATE, INC. | 74 | 6.538% | $625,000 | 9.8% |
| 254900IRE136HFEI2562 | 73 | 6.750% | $595,000 | 6.4% |
| Loandepot.Com, LLC | 72 | 6.500% | $535,000 | 11.0% |
| UBS Bank USA | 71 | 5.875% | $1,205,000 | 7.7% |
| Manufacturers and Traders Trust Company | 67 | 5.875% | $590,000 | 23.9% |
| United Nations Federal Credit Union | 67 | 5.750% | $455,000 | 5.6% |
| Charles Schwab Bank, SSB | 53 | 5.625% | $785,000 | 11.7% |
| Dime Community Bank | 52 | Not published | $585,000 | 22.4% |
| Amalgamated Bank | 49 | 6.250% | $295,000 | 3.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 45 | 6.456% | $505,000 | 33.8% |
| East West Bank | 45 | 6.750% | $395,000 | 14.5% |
| NATIONAL COOPERATIVE BANK, N.A. | 38 | 6.625% | $280,000 | 7.1% |
| CLIFFCO, INC. | 31 | 7.250% | $665,000 | 11.4% |
| NEWREZ LLC | 31 | 6.500% | $525,000 | 22.5% |
| PNC Bank, National Association | 26 | 6.250% | $640,000 | 15.6% |
| City National Bank | 22 | 5.588% | $1,095,000 | 11.5% |
| Ridgewood Savings Bank | 20 | 6.313% | $655,000 | 44.7% |
| Goldman Sachs Bank USA | 20 | 5.840% | $2,055,000 | 8.0% |
| Bethpage Federal Credit Union | 20 | 6.375% | $450,000 | 19.2% |
| First-Citizens Bank & Trust Company | 18 | 5.625% | $1,025,000 | 5.0% |
| Stifel Bank and Trust | 17 | 6.000% | $485,000 | 4.8% |
| Raymond James Bank | 16 | 5.375% | $805,000 | 0.0% |
| CMG MORTGAGE, INC. | 15 | 6.750% | $295,000 | 17.2% |
| Valley National Bank | 14 | 5.813% | $565,000 | 16.7% |
| PLAZA HOME MORTGAGE, INC. | 13 | 6.625% | $445,000 | 40.9% |
| FM Home Loans, LLC | 13 | 6.875% | $695,000 | 0.0% |
| Woori America Bank | 13 | Not published | $865,000 | 6.7% |
| Municipal Credit Union | 12 | 5.875% | $780,000 | 13.3% |
| The Federal Savings Bank | 12 | 6.750% | $480,000 | 14.3% |
| Webster Bank, National Association | 11 | 6.000% | $1,125,000 | 40.0% |
| BMO Bank National Association | 11 | 5.375% | $1,215,000 | 15.4% |
| NJ LENDERS CORP. | 11 | 6.750% | $375,000 | 8.3% |
| MOVEMENT MORTGAGE, LLC | 11 | 6.750% | $525,000 | 14.3% |
| A&D Mortgage LLC | 10 | 7.183% | $745,000 | 0.0% |
| BNY Mellon, National Association | 10 | 5.563% | $1,935,000 | 0.0% |
| Popular Bank | 10 | Not published | $550,000 | 16.7% |
| EAST COAST CAPITAL CORP. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| USALLIANCE FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BRADESCO BANK | 8 | Under 10 loans | Under 10 loans | 20.0% |
| American Broadcast Employees Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| Royal Business Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Peapack-Gladstone Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ADVANCIAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ICE LENDER HOLDINGS LLC | 5 | Under 10 loans | Under 10 loans | 61.5% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| RELIANT HOME FUNDING, INC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CONTOUR MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Metro City Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| New York University Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Maspeth Federal Savings and Loan Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Deutsche Bank Trust Company Americas | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| NQM FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flushing Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 3 | Under 10 loans | Under 10 loans | 57.1% |
| WILLIAM RAVEIS MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emigrant Bank | 3 | Under 10 loans | Under 10 loans | 14.3% |
| Cathay Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MidFirst Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ConnectOne Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 3 | Under 10 loans | Under 10 loans | 25.0% |
| WALKER & DUNLOP, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FNBC Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Customers Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| INTERSTATE HOME LOAN CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| US MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LYNX MORTGAGE BANK LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hanover Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Chicago | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| TEACHERS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| CTBC Bank Corp. (USA) | 1 | Under 10 loans | Under 10 loans | 50.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 25.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Presidential Bank, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Abacus Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 1ST PRIORITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| City National Bank of Florida | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Banco do Brasil Americas | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DEVELOPER'S MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Shinhan Bank America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Northern Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sidney Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW MILLENNIUM BANK, INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900HL2VMAYA3J5494 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tompkins Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERNATIONAL FINANCE BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Interaudi Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Global Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UKRAINIAN NATIONAL FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Research Center, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EASTMAN CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ponce Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tolleson Private Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Elements Financial Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens National Bank of Texas | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brookline Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Habib American Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845002BFC70CNA9B356 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MetLife, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Heartland Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank-Fund Staff Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Farmers Bank & Trust | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Navy Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Hometown Equity Mortgage, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| USAA Federal Savings Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Florida Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Discover Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Advisors Mortgage Group, L.L.C. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| First National Bank of America | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Ally Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MID-ISLAND MORTGAGE CORP. | 0 | Under 10 loans | Under 10 loans | Not published |
| TEMPLE VIEW CAPITAL FUNDING, LP | 0 | Under 10 loans | Under 10 loans | Not published |
| Northpointe Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Fifth Third Bank, National Association | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Reliable Holdings Manager dba Lendz Financial | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 33 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for New York County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.