254900HL2VMAYA3J5494
254900HL2VMAYA3J5494 received 311 applications in 2025 and made 173 mortgages, in 76 counties across 21 states. The median rate its borrowers got was 7.250% on a median loan of $615,000. Of 234 decisions, 42 were denials — 18.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900HL2VMAYA3J5494 |
|---|---|
| Applications received | 311 |
| Mortgages made | 173 |
| Denied | 42 |
| Approved, not taken up | 19 |
| Withdrawn or incomplete | 77 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.503 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 156 | 7.250% | $625,000 | 14.5% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 42.9% |
| Cash-out refinancing | 12 | 6.558% | $625,000 | 35.0% |
Where 254900HL2VMAYA3J5494 lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orange County, FL | 35 | 7.250% | 24.5% |
| Walton County, FL | 25 | 7.375% | 12.5% |
| Seminole County, FL | 12 | 7.188% | 7.1% |
| Broward County, FL | 7 | Under 10 loans | 20.0% |
| Hillsborough County, FL | 6 | Under 10 loans | 0.0% |
| Lake County, FL | 6 | Under 10 loans | 30.0% |
| Pinellas County, FL | 6 | Under 10 loans | 25.0% |
| Bay County, FL | 5 | Under 10 loans | 16.7% |
| St. Johns County, FL | 4 | Under 10 loans | 0.0% |
| Sarasota County, FL | 4 | Under 10 loans | 0.0% |
| Marion County, FL | 3 | Under 10 loans | 40.0% |
| Miami-Dade County, FL | 3 | Under 10 loans | 0.0% |
| Okaloosa County, FL | 3 | Under 10 loans | 25.0% |
| Volusia County, FL | 3 | Under 10 loans | 20.0% |
| San Diego County, CA | 2 | Under 10 loans | 0.0% |
| Brevard County, FL | 2 | Under 10 loans | 33.3% |
| Duval County, FL | 2 | Under 10 loans | 33.3% |
| Osceola County, FL | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Madison County, AL | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Santa Cruz County, CA | 1 | Under 10 loans | 0.0% |
| Ventura County, CA | 1 | Under 10 loans | 0.0% |
| El Paso County, CO | 1 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Clay County, FL | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 50.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 50.0% |
| Pasco County, FL | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 1 | Under 10 loans | 50.0% |
| Santa Rosa County, FL | 1 | Under 10 loans | 0.0% |
| Appling County, GA | 1 | Under 10 loans | 0.0% |
| Catoosa County, GA | 1 | Under 10 loans | 0.0% |
| Fulton County, GA | 1 | Under 10 loans | 0.0% |
| Gilmer County, GA | 1 | Under 10 loans | 0.0% |
| Hall County, GA | 1 | Under 10 loans | 0.0% |
| Henry County, GA | 1 | Under 10 loans | 0.0% |
| Kauai County, HI | 1 | Under 10 loans | 0.0% |
| Kennebec County, ME | 1 | Under 10 loans | 0.0% |
| Hancock County, MS | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| New York County, NY | 1 | Under 10 loans | 0.0% |
| Macon County, NC | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Dauphin County, PA | 1 | Under 10 loans | 0.0% |
| Dorchester County, SC | 1 | Under 10 loans | 0.0% |
Get told when this changes
When 254900HL2VMAYA3J5494’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.