CTBC Bank Corp. (USA)
CTBC Bank Corp. (USA) received 521 applications in 2025 and made 346 mortgages, in 27 counties across 4 states. The median rate its borrowers got was 6.375% on a median loan of $835,000. Of 405 decisions, 52 were denials — 12.8%, most often for other.
| Legal Entity Identifier | 5493005LWLLN6G3XQP35 |
|---|---|
| Applications received | 521 |
| Mortgages made | 346 |
| Denied | 52 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 116 |
| Loans bought from other lenders | 128 |
| Median rate spread over the prime offer rate | 0.1475 points |
| FDIC-insured bank | Yes: CTBC Bank Corp. (USA), 20 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 174 | 6.375% | $705,000 | 9.7% |
| Refinancing | 59 | 6.500% | $955,000 | 21.1% |
| Cash-out refinancing | 53 | 6.500% | $1,035,000 | 20.6% |
| Other purposes | 60 | 6.375% | $860,000 | 4.6% |
Where CTBC Bank Corp. (USA) lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Orange County, CA | 155 | 6.500% | 10.8% |
| Los Angeles County, CA | 46 | 6.375% | 14.8% |
| Kings County, NY | 27 | 6.375% | 3.6% |
| Maricopa County, AZ | 22 | 6.000% | 12.0% |
| Queens County, NY | 22 | 6.250% | 27.3% |
| Nassau County, NY | 14 | 6.375% | 0.0% |
| San Bernardino County, CA | 12 | 6.563% | 14.3% |
| Richmond County, NY | 10 | 6.125% | 8.3% |
| San Diego County, CA | 7 | Under 10 loans | 10.0% |
| Santa Clara County, CA | 7 | Under 10 loans | 0.0% |
| Alameda County, CA | 4 | Under 10 loans | 20.0% |
| Riverside County, CA | 4 | Under 10 loans | 33.3% |
| Ventura County, CA | 3 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 0.0% |
| New York County, NY | 2 | Under 10 loans | 33.3% |
| El Dorado County, CA | 1 | Under 10 loans | 0.0% |
| Kern County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 1 | Under 10 loans | 50.0% |
| Burlington County, NJ | 1 | Under 10 loans | 0.0% |
| Mercer County, NJ | 1 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Somerset County, NJ | 1 | Under 10 loans | 50.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 0 | Under 10 loans | Not published |
| San Francisco County, CA | 0 | Under 10 loans | 100.0% |
| Bronx County, NY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When CTBC Bank Corp. (USA)’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.