SUMMIT MORTGAGE BANKERS INC.
SUMMIT MORTGAGE BANKERS INC. received 543 applications in 2025 and made 468 mortgages, in 54 counties across 6 states. The median rate its borrowers got was 6.500% on a median loan of $525,000. Of 480 decisions, 9 were denials — 1.9%, most often for collateral.
| Legal Entity Identifier | 549300QPD4M26VIOFU53 |
|---|---|
| Applications received | 543 |
| Mortgages made | 468 |
| Denied | 9 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 63 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.026 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 350 | 6.500% | $535,000 | 2.5% |
| Refinancing | 102 | 6.375% | $520,000 | 0.0% |
| Cash-out refinancing | 16 | 6.688% | $530,000 | 0.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where SUMMIT MORTGAGE BANKERS INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Queens County, NY | 98 | 6.375% | 3.9% |
| Nassau County, NY | 60 | 6.375% | 1.6% |
| Los Angeles County, CA | 46 | 6.500% | 0.0% |
| Kings County, NY | 34 | 6.500% | 5.6% |
| Richmond County, NY | 32 | 6.625% | 0.0% |
| San Bernardino County, CA | 20 | 6.375% | 0.0% |
| Orange County, CA | 18 | 6.000% | 0.0% |
| Middlesex County, NJ | 15 | 6.500% | 0.0% |
| Bergen County, NJ | 12 | 6.500% | 0.0% |
| Suffolk County, NY | 12 | 7.063% | 0.0% |
| Santa Clara County, CA | 11 | 6.625% | 0.0% |
| Hudson County, NJ | 9 | Under 10 loans | 10.0% |
| Monmouth County, NJ | 8 | Under 10 loans | 0.0% |
| Westchester County, NY | 8 | Under 10 loans | 0.0% |
| Alameda County, CA | 7 | Under 10 loans | 0.0% |
| Somerset County, NJ | 6 | Under 10 loans | 0.0% |
| Union County, NJ | 6 | Under 10 loans | 0.0% |
| New York County, NY | 6 | Under 10 loans | 14.3% |
| Essex County, NJ | 5 | Under 10 loans | 0.0% |
| Morris County, NJ | 5 | Under 10 loans | 0.0% |
| Riverside County, CA | 4 | Under 10 loans | 0.0% |
| Mercer County, NJ | 4 | Under 10 loans | 0.0% |
| San Diego County, CA | 3 | Under 10 loans | 0.0% |
| Ventura County, CA | 3 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 2 | Under 10 loans | 0.0% |
| San Mateo County, CA | 2 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 2 | Under 10 loans | 0.0% |
| Burlington County, NJ | 2 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 2 | Under 10 loans | 0.0% |
| Ocean County, NJ | 2 | Under 10 loans | 0.0% |
| Warren County, NJ | 2 | Under 10 loans | 0.0% |
| Orange County, NY | 2 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 2 | Under 10 loans | 0.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| Sacramento County, CA | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 1 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 1 | Under 10 loans | 0.0% |
| Passaic County, NJ | 1 | Under 10 loans | 0.0% |
| Sussex County, NJ | 1 | Under 10 loans | 0.0% |
| Bronx County, NY | 1 | Under 10 loans | 0.0% |
| Chenango County, NY | 1 | Under 10 loans | 0.0% |
| Dutchess County, NY | 1 | Under 10 loans | 0.0% |
| Monroe County, NY | 1 | Under 10 loans | 0.0% |
| Onondaga County, NY | 1 | Under 10 loans | 0.0% |
| Rensselaer County, NY | 1 | Under 10 loans | 0.0% |
| Rockland County, NY | 1 | Under 10 loans | 0.0% |
| Ulster County, NY | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.