Shinhan Bank America
Shinhan Bank America received 245 applications in 2025 and made 198 mortgages, in 28 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $485,000. Of 218 decisions, 7 were denials — 3.2%.
| Legal Entity Identifier | 549300EZ060LDD77JC03 |
|---|---|
| Applications received | 245 |
| Mortgages made | 198 |
| Denied | 7 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Shinhan Bank America, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 169 | Not published | $485,000 | 1.1% |
| Refinancing | 15 | Not published | $785,000 | 5.6% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 14.3% |
Where Shinhan Bank America lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Queens County, NY | 61 | Not published | 1.5% |
| Kings County, NY | 32 | Not published | 2.9% |
| Nassau County, NY | 31 | Not published | 0.0% |
| Richmond County, NY | 24 | Not published | 3.7% |
| Los Angeles County, CA | 9 | Under 10 loans | 0.0% |
| Suffolk County, NY | 9 | Under 10 loans | 0.0% |
| Bergen County, NJ | 4 | Under 10 loans | 0.0% |
| Westchester County, NY | 4 | Under 10 loans | 0.0% |
| Denton County, TX | 3 | Under 10 loans | 0.0% |
| Orange County, CA | 2 | Under 10 loans | 0.0% |
| San Diego County, CA | 2 | Under 10 loans | 33.3% |
| Gwinnett County, GA | 2 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 0.0% |
| Morris County, NJ | 2 | Under 10 loans | 0.0% |
| New York County, NY | 2 | Under 10 loans | 33.3% |
| Santa Clara County, CA | 1 | Under 10 loans | 0.0% |
| Cherokee County, GA | 1 | Under 10 loans | 0.0% |
| Cobb County, GA | 1 | Under 10 loans | 0.0% |
| Burlington County, NJ | 1 | Under 10 loans | 0.0% |
| Hudson County, NJ | 1 | Under 10 loans | 0.0% |
| Mercer County, NJ | 1 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 1 | Under 10 loans | 0.0% |
| Passaic County, NJ | 1 | Under 10 loans | 0.0% |
| Warren County, NJ | 1 | Under 10 loans | 0.0% |
| Oconee County, GA | 0 | Under 10 loans | 0.0% |
| Union County, NJ | 0 | Under 10 loans | Not published |
| Sullivan County, NY | 0 | Under 10 loans | 100.0% |
| Waller County, TX | 0 | Under 10 loans | Not published |
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When Shinhan Bank America’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.