FNBC Bank
FNBC Bank received 260 applications in 2025 and made 224 mortgages, in 26 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 238 decisions, 12 were denials — 5.0%.
| Legal Entity Identifier | 549300CCQSH6ZSQHNS49 |
|---|---|
| Applications received | 260 |
| Mortgages made | 224 |
| Denied | 12 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 22 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: FNBC Bank, 17 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 125 | Not published | $155,000 | 3.8% |
| Refinancing | 72 | Not published | $105,000 | 4.0% |
| Other purposes | 27 | Not published | $25,000 | 12.9% |
Where FNBC Bank lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Craighead County, AR | 41 | Not published | 0.0% |
| Independence County, AR | 35 | Not published | 2.8% |
| Sharp County, AR | 35 | Not published | 7.9% |
| Izard County, AR | 34 | Not published | 2.9% |
| Baxter County, AR | 21 | Not published | 4.4% |
| Fulton County, AR | 14 | Not published | 16.7% |
| Howell County, MO | 12 | Not published | 7.7% |
| Greene County, AR | 4 | Under 10 loans | 0.0% |
| Oregon County, MO | 4 | Under 10 loans | 0.0% |
| Jackson County, AR | 3 | Under 10 loans | 0.0% |
| Randolph County, AR | 3 | Under 10 loans | 0.0% |
| New York County, NY | 3 | Under 10 loans | 0.0% |
| Clay County, AR | 2 | Under 10 loans | 0.0% |
| Lawrence County, AR | 2 | Under 10 loans | 0.0% |
| Poinsett County, AR | 2 | Under 10 loans | 0.0% |
| White County, AR | 2 | Under 10 loans | 0.0% |
| Crittenden County, AR | 1 | Under 10 loans | 0.0% |
| Marion County, AR | 1 | Under 10 loans | 50.0% |
| Mississippi County, AR | 1 | Under 10 loans | 0.0% |
| Stone County, AR | 1 | Under 10 loans | 0.0% |
| Douglas County, MO | 1 | Under 10 loans | 0.0% |
| Ripley County, MO | 1 | Under 10 loans | 0.0% |
| Texas County, MO | 1 | Under 10 loans | 0.0% |
| Jefferson County, AR | 0 | Under 10 loans | 100.0% |
| St. Francis County, AR | 0 | Under 10 loans | Not published |
| Monroe County, FL | 0 | Under 10 loans | Not published |
Get told when this changes
When FNBC Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.