Mortgage Lender Index

ARK MORTGAGE, INC.

ARK MORTGAGE, INC. received 1,592 applications in 2025 and made 1,056 mortgages, in 62 counties across 11 states. The median rate its borrowers got was 7.375% on a median loan of $465,000. Of 1,133 decisions, 28 were denials — 2.5%, most often for other. 33 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier5493008VCYW25D52ZC98
Applications received1,592
Mortgages made1,056
Denied28
Approved, not taken up49
Withdrawn or incomplete459
Loans bought from other lenders0
Median rate spread over the prime offer rate0.828 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase517 7.125%$525,000 2.7%
Refinancing139 7.250%$445,000 3.3%
Cash-out refinancing288 7.625%$405,000 2.4%
Other purposes112 7.375%$375,000 0.8%

Where ARK MORTGAGE, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Ocean County, NJ 1927.125%2.4%
Orange County, NY 1767.250%1.7%
Rockland County, NY 1477.500%2.4%
Kings County, NY 1347.250%0.0%
Sullivan County, NY 727.500%2.7%
Monmouth County, NJ 547.250%6.5%
Mercer County, NJ 487.375%0.0%
Philadelphia County, PA 367.375%2.6%
Union County, NJ 227.063%4.2%
Nassau County, NY 157.000%11.8%
Queens County, NY 127.250%0.0%
Miami-Dade County, FL 117.500%0.0%
Richmond County, NY 107.375%0.0%
Westchester County, NY 9Under 10 loans10.0%
South Central Connecticut Planning Region, CT 7Under 10 loans0.0%
Essex County, NJ 7Under 10 loans0.0%
Pinal County, AZ 6Under 10 loans0.0%
Burlington County, NJ 6Under 10 loans0.0%
Suffolk County, NY 6Under 10 loans0.0%
Bergen County, NJ 5Under 10 loans0.0%
Ulster County, NY 5Under 10 loans0.0%
Broward County, FL 4Under 10 loans0.0%
Hudson County, NJ 4Under 10 loans0.0%
Bronx County, NY 4Under 10 loans14.3%
Lackawanna County, PA 4Under 10 loans0.0%
Palm Beach County, FL 3Under 10 loans0.0%
Cumberland County, NJ 3Under 10 loans0.0%
Middlesex County, NJ 3Under 10 loans0.0%
Passaic County, NJ 3Under 10 loans0.0%
Riverside County, CA 2Under 10 loans0.0%
Western Connecticut Planning Region, CT 2Under 10 loans0.0%
Hillsborough County, FL 2Under 10 loans33.3%
St. Lucie County, FL 2Under 10 loans0.0%
Atlantic County, NJ 2Under 10 loans33.3%
Camden County, NJ 2Under 10 loans0.0%
Rensselaer County, NY 2Under 10 loans0.0%
Luzerne County, PA 2Under 10 loans0.0%
Maricopa County, AZ 1Under 10 loans0.0%
Los Angeles County, CA 1Under 10 loans0.0%
Naugatuck Valley Planning Region, CT 1Under 10 loans0.0%
Brevard County, FL 1Under 10 loans0.0%
Charlotte County, FL 1Under 10 loans0.0%
Duval County, FL 1Under 10 loans0.0%
Manatee County, FL 1Under 10 loans0.0%
Marion County, IN 1Under 10 loans0.0%
Erie County, NY 1Under 10 loans0.0%
Greene County, NY 1Under 10 loans0.0%
New York County, NY 1Under 10 loans0.0%
Lancaster County, PA 1Under 10 loans0.0%
Osceola County, FL 0Under 10 loansNot published

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When ARK MORTGAGE, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.