Cathay Bank
Cathay Bank is a state bank, not a federal reserve member based in Los Angeles, California, with $24.6 billion in assets and $21.1 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 62 branches in 22 counties.
| FDIC certificate | 18503 |
|---|---|
| Charter class | State bank, not a Federal Reserve member |
| Established | Not published |
| Assets | $24.6 billion |
| Deposits | $21.1 billion |
| Offices | 66 |
| Net income, year to date | $187.7 million |
| Return on assets | 1.55% |
| Website | www.cathaybank.com |
| Mortgage lending | Cathay Bank reported 1,641 mortgages made in 2025. |
Branches by county, 2026
| County | Branches | Deposits |
|---|---|---|
| Los Angeles County, CA | 15 | $9.7 billion |
| Orange County, CA | 6 | $2.5 billion |
| Santa Clara County, CA | 5 | $1.1 billion |
| Queens County, NY | 4 | $1.0 billion |
| Alameda County, CA | 4 | $897.7 million |
| King County, WA | 4 | $843.9 million |
| New York County, NY | 3 | $795.6 million |
| San Mateo County, CA | 3 | $275.6 million |
| San Francisco County, CA | 3 | $253.8 million |
| San Bernardino County, CA | 2 | $322.3 million |
| Kings County, NY | 2 | $286.2 million |
| Cook County, IL | 1 | $1.2 billion |
| Collin County, TX | 1 | $268.3 million |
| San Diego County, CA | 1 | $267.4 million |
| Middlesex County, NJ | 1 | $223.3 million |
| DuPage County, IL | 1 | $193.4 million |
| Harris County, TX | 1 | $176.1 million |
| Montgomery County, MD | 1 | $120.3 million |
| Suffolk County, MA | 1 | $109.5 million |
| Contra Costa County, CA | 1 | $108.6 million |
| Clark County, NV | 1 | $96.0 million |
| Sacramento County, CA | 1 | $49.0 million |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.