EMIGRANT FUNDING CORPORATION
EMIGRANT FUNDING CORPORATION received 96 applications in 2025 and made 60 mortgages, in 19 counties across 5 states. The median rate its borrowers got was 7.000% on a median loan of $805,000. Of 95 decisions, 26 were denials — 27.4%, most often for collateral.
| Legal Entity Identifier | 549300HG6U7GIJKDOO88 |
|---|---|
| Applications received | 96 |
| Mortgages made | 60 |
| Denied | 26 |
| Approved, not taken up | 9 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 31 | 7.250% | $805,000 | 14.6% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Cash-out refinancing | 19 | 6.990% | $805,000 | 36.1% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 33.3% |
Where EMIGRANT FUNDING CORPORATION lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kings County, NY | 27 | 7.000% | 23.7% |
| Queens County, NY | 14 | 7.375% | 26.1% |
| New York County, NY | 6 | Under 10 loans | 11.1% |
| Hudson County, NJ | 3 | Under 10 loans | 0.0% |
| Nassau County, NY | 3 | Under 10 loans | 25.0% |
| Bay County, FL | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 1 | Under 10 loans | 0.0% |
| Richmond County, NY | 1 | Under 10 loans | 66.7% |
| Suffolk County, NY | 1 | Under 10 loans | 33.3% |
| Westchester County, NY | 1 | Under 10 loans | 50.0% |
| Western Connecticut Planning Region, CT | 0 | Under 10 loans | 100.0% |
| Miami-Dade County, FL | 0 | Under 10 loans | 100.0% |
| Middlesex County, MA | 0 | Under 10 loans | 0.0% |
| Morris County, NJ | 0 | Under 10 loans | 100.0% |
| Passaic County, NJ | 0 | Under 10 loans | 100.0% |
| Union County, NJ | 0 | Under 10 loans | Not published |
| Bronx County, NY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When EMIGRANT FUNDING CORPORATION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.