The Dime Bank
The Dime Bank received 376 applications in 2025 and made 256 mortgages, in 11 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $100,000. Of 334 decisions, 71 were denials — 21.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300JSQZG5CD2LWR30 |
|---|---|
| Applications received | 376 |
| Mortgages made | 256 |
| Denied | 71 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 42 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Dime Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 71 | Not published | $225,000 | 22.0% |
| Refinancing | 28 | Not published | $205,000 | 6.5% |
| Cash-out refinancing | 34 | Not published | $85,000 | 22.7% |
| Other purposes | 123 | Not published | $45,000 | 23.2% |
Where The Dime Bank lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, PA | 104 | Not published | 20.2% |
| Pike County, PA | 68 | Not published | 22.0% |
| Lackawanna County, PA | 60 | Not published | 14.3% |
| Sullivan County, NY | 8 | Under 10 loans | 50.0% |
| Luzerne County, PA | 5 | Under 10 loans | 0.0% |
| Monroe County, PA | 4 | Under 10 loans | 33.3% |
| Susquehanna County, PA | 4 | Under 10 loans | 42.9% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Wyoming County, PA | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 0 | Under 10 loans | Not published |
Get told when this changes
When The Dime Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.