Wayne Bank
Wayne Bank received 939 applications in 2025 and made 549 mortgages, in 48 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 755 decisions, 195 were denials — 25.8%.
| Legal Entity Identifier | 549300XZGHPTWOJPDI31 |
|---|---|
| Applications received | 939 |
| Mortgages made | 549 |
| Denied | 195 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 184 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Wayne Bank, 33 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 233 | Not published | $255,000 | 18.9% |
| Refinancing | 76 | Not published | $120,000 | 22.0% |
| Cash-out refinancing | 9 | Under 10 loans | Under 10 loans | 47.1% |
| Other purposes | 231 | Not published | $75,000 | 31.7% |
Where Wayne Bank lends most
The 48 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wayne County, PA | 104 | Not published | 21.5% |
| Pike County, PA | 64 | Not published | 22.6% |
| Delaware County, NY | 59 | Not published | 37.5% |
| Sullivan County, NY | 51 | Not published | 34.6% |
| Otsego County, NY | 43 | Not published | 22.8% |
| Lackawanna County, PA | 39 | Not published | 21.6% |
| Luzerne County, PA | 35 | Not published | 27.1% |
| Monroe County, PA | 32 | Not published | 30.6% |
| Broome County, NY | 15 | Not published | 21.1% |
| Susquehanna County, PA | 14 | Not published | 26.3% |
| Yates County, NY | 13 | Not published | 33.3% |
| Ontario County, NY | 11 | Not published | 15.4% |
| Schoharie County, NY | 11 | Not published | 15.4% |
| Seneca County, NY | 8 | Under 10 loans | 20.0% |
| Steuben County, NY | 6 | Under 10 loans | 0.0% |
| Schuyler County, NY | 4 | Under 10 loans | 0.0% |
| Chenango County, NY | 3 | Under 10 loans | 25.0% |
| Wayne County, NY | 3 | Under 10 loans | 0.0% |
| Wyoming County, PA | 3 | Under 10 loans | 50.0% |
| Cortland County, NY | 2 | Under 10 loans | 0.0% |
| Fulton County, NY | 2 | Under 10 loans | 0.0% |
| Herkimer County, NY | 2 | Under 10 loans | 0.0% |
| Ulster County, NY | 2 | Under 10 loans | 50.0% |
| Carbon County, PA | 2 | Under 10 loans | 33.3% |
| Clearfield County, PA | 2 | Under 10 loans | 0.0% |
| Northampton County, PA | 2 | Under 10 loans | 0.0% |
| Warren County, PA | 2 | Under 10 loans | 0.0% |
| Albany County, NY | 1 | Under 10 loans | 0.0% |
| Allegany County, NY | 1 | Under 10 loans | 0.0% |
| Cayuga County, NY | 1 | Under 10 loans | 0.0% |
| Chautauqua County, NY | 1 | Under 10 loans | 0.0% |
| Chemung County, NY | 1 | Under 10 loans | 0.0% |
| Genesee County, NY | 1 | Under 10 loans | 0.0% |
| Greene County, NY | 1 | Under 10 loans | 0.0% |
| Livingston County, NY | 1 | Under 10 loans | 0.0% |
| Madison County, NY | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 1 | Under 10 loans | 0.0% |
| Putnam County, NY | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Columbia County, PA | 1 | Under 10 loans | 0.0% |
| Indiana County, PA | 1 | Under 10 loans | 0.0% |
| Lancaster County, PA | 1 | Under 10 loans | 0.0% |
| Monroe County, NY | 0 | Under 10 loans | Not published |
| Tioga County, NY | 0 | Under 10 loans | Not published |
| Allegheny County, PA | 0 | Under 10 loans | 100.0% |
| Berks County, PA | 0 | Under 10 loans | 100.0% |
| Bradford County, PA | 0 | Under 10 loans | Not published |
| York County, PA | 0 | Under 10 loans | Not published |
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When Wayne Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.