RESIDENTIAL HOME MORTGAGE CORPORATION
RESIDENTIAL HOME MORTGAGE CORPORATION received 162 applications in 2025 and made 133 mortgages, in 42 counties across 5 states. The median rate its borrowers got was 6.625% on a median loan of $355,000. Of 144 decisions, 11 were denials — 7.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493005OOIYF660YQO46 |
|---|---|
| Applications received | 162 |
| Mortgages made | 133 |
| Denied | 11 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.243 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | 6.750% | $360,000 | 6.3% |
| Refinancing | 22 | 6.125% | $395,000 | 15.4% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where RESIDENTIAL HOME MORTGAGE CORPORATION lends most
The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Northampton County, PA | 11 | 6.875% | 8.3% |
| Hunterdon County, NJ | 9 | Under 10 loans | 0.0% |
| Warren County, NJ | 9 | Under 10 loans | 0.0% |
| Bergen County, NJ | 8 | Under 10 loans | 11.1% |
| Lehigh County, PA | 7 | Under 10 loans | 30.0% |
| Middlesex County, NJ | 6 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 6 | Under 10 loans | 14.3% |
| Morris County, NJ | 6 | Under 10 loans | 0.0% |
| Carbon County, PA | 6 | Under 10 loans | 0.0% |
| Somerset County, NJ | 5 | Under 10 loans | 16.7% |
| Sussex County, NJ | 5 | Under 10 loans | 0.0% |
| Burlington County, NJ | 4 | Under 10 loans | 20.0% |
| Montgomery County, PA | 4 | Under 10 loans | 0.0% |
| Cape May County, NJ | 3 | Under 10 loans | 0.0% |
| Essex County, NJ | 3 | Under 10 loans | 0.0% |
| Passaic County, NJ | 3 | Under 10 loans | 0.0% |
| Westchester County, NY | 3 | Under 10 loans | 0.0% |
| Monroe County, PA | 3 | Under 10 loans | 25.0% |
| Schuylkill County, PA | 3 | Under 10 loans | 0.0% |
| Northwest Hills Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 2 | Under 10 loans | 0.0% |
| Camden County, NJ | 2 | Under 10 loans | 0.0% |
| Mercer County, NJ | 2 | Under 10 loans | 0.0% |
| Ocean County, NJ | 2 | Under 10 loans | 0.0% |
| Dutchess County, NY | 2 | Under 10 loans | 0.0% |
| Rockland County, NY | 2 | Under 10 loans | 0.0% |
| Chester County, PA | 2 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Clinton County, NY | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 50.0% |
| Ulster County, NY | 1 | Under 10 loans | 0.0% |
| Bucks County, PA | 1 | Under 10 loans | 0.0% |
| Lackawanna County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 0 | Under 10 loans | 100.0% |
| Union County, NJ | 0 | Under 10 loans | Not published |
| Wayne County, PA | 0 | Under 10 loans | Not published |
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When RESIDENTIAL HOME MORTGAGE CORPORATION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.