PS Bank
PS Bank received 316 applications in 2025 and made 221 mortgages, in 23 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 248 decisions, 22 were denials — 8.9%.
| Legal Entity Identifier | 549300RXD00V454J4078 |
|---|---|
| Applications received | 316 |
| Mortgages made | 221 |
| Denied | 22 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 68 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: PS Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 138 | Not published | $215,000 | 7.3% |
| Refinancing | 19 | Not published | $165,000 | 5.0% |
| Cash-out refinancing | 17 | Not published | $95,000 | 5.3% |
| Other purposes | 47 | Not published | $55,000 | 15.3% |
Where PS Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lackawanna County, PA | 102 | Not published | 4.6% |
| Bradford County, PA | 39 | Not published | 14.6% |
| Luzerne County, PA | 22 | Not published | 0.0% |
| Wyoming County, PA | 14 | Not published | 12.5% |
| Susquehanna County, PA | 13 | Not published | 7.1% |
| Tioga County, NY | 6 | Under 10 loans | 0.0% |
| Wayne County, PA | 5 | Under 10 loans | 25.0% |
| Monroe County, PA | 4 | Under 10 loans | 0.0% |
| Sullivan County, PA | 4 | Under 10 loans | 33.3% |
| Pike County, PA | 3 | Under 10 loans | 25.0% |
| Carbon County, PA | 2 | Under 10 loans | 0.0% |
| Morris County, NJ | 1 | Under 10 loans | 0.0% |
| Chemung County, NY | 1 | Under 10 loans | 0.0% |
| St. Lawrence County, NY | 1 | Under 10 loans | 0.0% |
| Steuben County, NY | 1 | Under 10 loans | 0.0% |
| Columbia County, PA | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 0 | Under 10 loans | Not published |
| Sullivan County, NY | 0 | Under 10 loans | Not published |
| Blair County, PA | 0 | Under 10 loans | 100.0% |
| Cambria County, PA | 0 | Under 10 loans | 100.0% |
| Tioga County, PA | 0 | Under 10 loans | Not published |
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When PS Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.