PINNACLE MORTGAGE, INC.
PINNACLE MORTGAGE, INC. received 256 applications in 2025 and made 256 mortgages, in 30 counties across 3 states. The median rate its borrowers got was 6.490% on a median loan of $490,000. Of 256 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300BTFTXJ72LSIY30 |
|---|---|
| Applications received | 256 |
| Mortgages made | 256 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.106 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 182 | 6.500% | $505,000 | 0.0% |
| Refinancing | 40 | 5.990% | $500,000 | 0.0% |
| Cash-out refinancing | 34 | 6.500% | $385,000 | 0.0% |
Where PINNACLE MORTGAGE, INC. lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bergen County, NJ | 32 | 6.500% | 0.0% |
| Hudson County, NJ | 31 | 6.500% | 0.0% |
| Middlesex County, NJ | 23 | 6.490% | 0.0% |
| Essex County, NJ | 22 | 6.433% | 0.0% |
| Montgomery County, PA | 18 | 6.500% | 0.0% |
| Monmouth County, NJ | 16 | 6.438% | 0.0% |
| Morris County, NJ | 15 | 6.125% | 0.0% |
| Chester County, PA | 15 | 5.875% | 0.0% |
| Union County, NJ | 14 | 6.433% | 0.0% |
| Ocean County, NJ | 11 | 6.625% | 0.0% |
| Passaic County, NJ | 8 | Under 10 loans | 0.0% |
| Somerset County, NJ | 7 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 6 | Under 10 loans | 0.0% |
| Bucks County, PA | 6 | Under 10 loans | 0.0% |
| Sussex County, NJ | 4 | Under 10 loans | 0.0% |
| Delaware County, PA | 4 | Under 10 loans | 0.0% |
| Mercer County, NJ | 3 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 3 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 2 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Burlington County, NJ | 2 | Under 10 loans | 0.0% |
| Cape May County, NJ | 2 | Under 10 loans | 0.0% |
| Lehigh County, PA | 2 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Camden County, NJ | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Berks County, PA | 1 | Under 10 loans | 0.0% |
| Monroe County, PA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When PINNACLE MORTGAGE, INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.