Millville Savings Bank
Millville Savings Bank received 72 applications in 2025 and made 53 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $125,000. Of 67 decisions, 9 were denials — 13.4%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493008Z9PO9T4H9CM50 |
|---|---|
| Applications received | 72 |
| Mortgages made | 53 |
| Denied | 9 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Millville Savings Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $335,000 | 5.3% |
| Refinancing | 13 | Not published | $325,000 | 6.7% |
| Other purposes | 24 | Not published | $45,000 | 21.2% |
Where Millville Savings Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cumberland County, NJ | 29 | Not published | 15.8% |
| Cape May County, NJ | 8 | Under 10 loans | 11.1% |
| Atlantic County, NJ | 4 | Under 10 loans | 0.0% |
| Salem County, NJ | 4 | Under 10 loans | 20.0% |
| Camden County, NJ | 3 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 3 | Under 10 loans | 25.0% |
| Burlington County, NJ | 1 | Under 10 loans | 0.0% |
| Ocean County, NJ | 1 | Under 10 loans | 0.0% |
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When Millville Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.