Franklin Bank
Franklin Bank received 114 applications in 2025 and made 71 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 104 decisions, 33 were denials — 31.7%.
| Legal Entity Identifier | 549300Z1HPXY3UYVL049 |
|---|---|
| Applications received | 114 |
| Mortgages made | 71 |
| Denied | 33 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Franklin Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | Not published | $355,000 | 20.7% |
| Refinancing | 13 | Not published | $105,000 | 43.5% |
| Other purposes | 35 | Not published | $45,000 | 32.7% |
Where Franklin Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Gloucester County, NJ | 26 | Not published | 21.2% |
| Salem County, NJ | 24 | Not published | 41.5% |
| Cape May County, NJ | 9 | Under 10 loans | 35.7% |
| Atlantic County, NJ | 4 | Under 10 loans | 20.0% |
| Camden County, NJ | 3 | Under 10 loans | 0.0% |
| Burlington County, NJ | 2 | Under 10 loans | 0.0% |
| Cumberland County, NJ | 2 | Under 10 loans | 33.3% |
| Delaware County, PA | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 0 | Under 10 loans | 100.0% |
| Somerset County, NJ | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Franklin Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.