Mortgage Lender Index

Franklin Bank

Franklin Bank received 114 applications in 2025 and made 71 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 104 decisions, 33 were denials — 31.7%.

Legal Entity Identifier549300Z1HPXY3UYVL049
Applications received114
Mortgages made71
Denied33
Approved, not taken up0
Withdrawn or incomplete10
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Franklin Bank, 8 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase23 Not published$355,000 20.7%
Refinancing13 Not published$105,000 43.5%
Other purposes35 Not published$45,000 32.7%

Where Franklin Bank lends most

The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Gloucester County, NJ 26Not published21.2%
Salem County, NJ 24Not published41.5%
Cape May County, NJ 9Under 10 loans35.7%
Atlantic County, NJ 4Under 10 loans20.0%
Camden County, NJ 3Under 10 loans0.0%
Burlington County, NJ 2Under 10 loans0.0%
Cumberland County, NJ 2Under 10 loans33.3%
Delaware County, PA 1Under 10 loans0.0%
Bergen County, NJ 0Under 10 loans100.0%
Somerset County, NJ 0Under 10 loans100.0%

Get told when this changes

When Franklin Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.