Sturdy Savings Bank
Sturdy Savings Bank received 166 applications in 2025 and made 138 mortgages, in 4 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $295,000. Of 148 decisions, 7 were denials — 4.7%.
| Legal Entity Identifier | 5493003DHZPFGQQJCU86 |
|---|---|
| Applications received | 166 |
| Mortgages made | 138 |
| Denied | 7 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 18 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Sturdy Savings Bank, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 91 | Not published | $335,000 | 4.1% |
| Refinancing | 23 | Not published | $395,000 | 7.7% |
| Other purposes | 24 | Not published | $90,000 | 4.0% |
Where Sturdy Savings Bank lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cape May County, NJ | 120 | Not published | 4.7% |
| Atlantic County, NJ | 16 | Not published | 5.6% |
| Gloucester County, NJ | 1 | Under 10 loans | 0.0% |
| Ocean County, NJ | 1 | Under 10 loans | 0.0% |
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When Sturdy Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.