Home purchase lenders in Atlantic County
3,061 home purchase mortgages were made in Atlantic County, New Jersey, in 2025, by 312 lenders. The median rate their borrowers got was 6.625% on a median loan of $305,000. Of 3,613 decisions, 454 were denials — 12.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 344 | 6.625% | $305,000 | 2.7% |
| Advisors Mortgage Group, L.L.C. | 245 | 6.625% | $275,000 | 3.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 182 | 6.875% | $305,000 | 7.5% |
| NATION ONE MORTGAGE CORPORATION | 139 | 6.625% | $285,000 | 12.6% |
| OceanFirst Bank, National Association | 135 | 6.250% | $265,000 | 1.4% |
| GUARANTEED RATE, INC. | 119 | 6.750% | $325,000 | 7.0% |
| DHI MORTGAGE COMPANY, LTD. | 115 | 6.375% | $335,000 | 10.2% |
| Prosperity Home Mortgage, LLC | 98 | 6.750% | $300,000 | 4.9% |
| Loandepot.Com, LLC | 64 | 6.625% | $300,000 | 4.4% |
| Rocket Mortgage, LLC | 60 | 6.625% | $255,000 | 17.6% |
| CMG MORTGAGE, INC. | 58 | 6.813% | $285,000 | 10.8% |
| TD Bank, National Association | 56 | 6.590% | $405,000 | 17.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 6.625% | $325,000 | 18.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 52 | 9.750% | $335,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 40 | 6.750% | $315,000 | 14.9% |
| Kiavi Funding, Inc. | 38 | 10.490% | $270,000 | 8.7% |
| Wells Fargo Bank, National Association | 36 | 6.220% | $355,000 | 11.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 35 | 6.750% | $325,000 | 10.3% |
| PENNYMAC LOAN SERVICES, LLC | 34 | 6.750% | $335,000 | 12.8% |
| Citizens Bank, National Association | 32 | 6.813% | $435,000 | 30.4% |
| JPMorgan Chase Bank, National Association | 31 | 6.375% | $255,000 | 6.1% |
| U.S. Bank National Association | 31 | 6.490% | $335,000 | 11.1% |
| MERIDIAN BANK | 30 | 6.750% | $315,000 | 11.1% |
| Bank of America, National Association | 29 | 6.000% | $385,000 | 41.2% |
| NFM, INC. | 28 | 6.688% | $295,000 | 6.7% |
| Fulton Bank, National Association | 28 | 6.563% | $535,000 | 23.7% |
| Wilmington Savings Fund Society, FSB | 27 | 6.500% | $295,000 | 3.6% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 27 | 6.490% | $275,000 | 6.9% |
| Mortgage Research Center, LLC | 26 | 6.250% | $360,000 | 23.5% |
| NEWREZ LLC | 26 | 6.625% | $255,000 | 13.3% |
| Loan Funder LLC | 25 | 10.500% | $225,000 | 7.4% |
| Broker Solutions, Inc. | 23 | 6.990% | $315,000 | 11.1% |
| MOVEMENT MORTGAGE, LLC | 23 | 6.875% | $315,000 | 16.1% |
| EMM LOANS LLC | 23 | 6.625% | $265,000 | 7.7% |
| Quaint Oak Mortgage, LLC | 21 | 6.375% | $345,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 20 | 8.580% | $85,000 | 27.3% |
| Gateway First Bank | 20 | 6.438% | $250,000 | 0.0% |
| PNC Bank, National Association | 18 | 6.250% | $280,000 | 28.0% |
| ALLIED MORTGAGE GROUP, INC. | 18 | 6.750% | $310,000 | 9.1% |
| Navy Federal Credit Union | 17 | 6.375% | $345,000 | 26.1% |
| Manufacturers and Traders Trust Company | 14 | 5.875% | $345,000 | 12.5% |
| DEEPHAVEN MORTGAGE LLC | 14 | 7.375% | $185,000 | 12.5% |
| Fairway Independent Mortgage Corporation | 13 | 6.875% | $335,000 | 0.0% |
| 1st Colonial Community Bank | 12 | 6.688% | $255,000 | 14.3% |
| Truist Bank | 12 | 6.170% | $455,000 | 20.0% |
| Acre Mortgage & Financial, Inc. | 12 | 6.313% | $305,000 | 0.0% |
| Sturdy Savings Bank | 12 | Not published | $345,000 | 0.0% |
| 21st Mortgage Corporation | 10 | 10.305% | $90,000 | 69.7% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 10 | 6.500% | $280,000 | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 10 | 6.750% | $615,000 | 23.1% |
| ENVOY MORTGAGE, LTD | 10 | 6.870% | $315,000 | 9.1% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Parke Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Presidential Bank, FSB | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Waterstone Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| ICE LENDER HOLDINGS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| JERSEY SHORE | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Quontic Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 5 | Under 10 loans | Under 10 loans | 83.3% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 37.5% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Mortgage Right | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Absecon | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Valley National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PINNACLE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| POLICE & FIRE | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NJ LENDERS CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First Citizens Community Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| MortgageCountry, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE FCU | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITADEL FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Franklin Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Metro City Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Newfield National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GLENDENNING MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ARK MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage America, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NVR Mortgage Finance, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Columbia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Millville Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Crest Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIS MORTGAGE CO., INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FM Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Haddon Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 80.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 66.7% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| The First National Bank of Elmer | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Ballston Spa National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Firstrust Savings Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RELIANT HOME FUNDING, INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mid Penn Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The People's Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Pennsville National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Century Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Savings and Loan Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tompkins Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Hope Bank, A National Banking Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FineMark National Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmRes Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 112 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Atlantic County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.