Crest Savings Bank
Crest Savings Bank received 94 applications in 2025 and made 70 mortgages, in 8 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $320,000. Of 78 decisions, 4 were denials — 5.1%.
| Legal Entity Identifier | 549300WI4N6NVVJ1DV85 |
|---|---|
| Applications received | 94 |
| Mortgages made | 70 |
| Denied | 4 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 16 |
| Loans bought from other lenders | 25 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Crest Savings Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 48 | Not published | $445,000 | 3.8% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 15 | Not published | $105,000 | 11.1% |
Where Crest Savings Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cape May County, NJ | 68 | Not published | 5.3% |
| Atlantic County, NJ | 2 | Under 10 loans | 0.0% |
| Burlington County, NJ | 0 | Under 10 loans | Not published |
| Camden County, NJ | 0 | Under 10 loans | Not published |
| Middlesex County, NJ | 0 | Under 10 loans | Not published |
| Monmouth County, NJ | 0 | Under 10 loans | Not published |
| Ocean County, NJ | 0 | Under 10 loans | Not published |
| Somerset County, NJ | 0 | Under 10 loans | Not published |
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When Crest Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.