The Pennsville National Bank
The Pennsville National Bank received 125 applications in 2025 and made 102 mortgages, in 8 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $170,000. Of 118 decisions, 14 were denials — 11.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900TW0BIDE6JENM80 |
|---|---|
| Applications received | 125 |
| Mortgages made | 102 |
| Denied | 14 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Pennsville National Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $255,000 | 8.6% |
| Refinancing | 10 | Not published | $225,000 | 15.4% |
| Cash-out refinancing | 31 | Not published | $165,000 | 8.6% |
| Other purposes | 29 | Not published | $35,000 | 17.1% |
Where The Pennsville National Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Salem County, NJ | 83 | Not published | 11.5% |
| Cumberland County, NJ | 7 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 5 | Under 10 loans | 28.6% |
| Cape May County, NJ | 3 | Under 10 loans | 0.0% |
| New Castle County, DE | 1 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 1 | Under 10 loans | 0.0% |
| Camden County, NJ | 1 | Under 10 loans | 50.0% |
| Delaware County, PA | 1 | Under 10 loans | 0.0% |
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When The Pennsville National Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.