First Hope Bank, A National Banking Association
First Hope Bank, A National Banking Association received 109 applications in 2025 and made 80 mortgages, in 21 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 95 decisions, 14 were denials — 14.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493003XLOX5FDT9R120 |
|---|---|
| Applications received | 109 |
| Mortgages made | 80 |
| Denied | 14 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Hope Bank, A National Banking Association, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 24 | Not published | $350,000 | 7.7% |
| Refinancing | 17 | Not published | $255,000 | 14.3% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 36 | Not published | $105,000 | 20.0% |
Where First Hope Bank, A National Banking Association lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sussex County, NJ | 31 | Not published | 16.2% |
| Warren County, NJ | 17 | Not published | 22.7% |
| Morris County, NJ | 12 | Not published | 7.7% |
| Somerset County, NJ | 3 | Under 10 loans | 0.0% |
| Hudson County, NJ | 2 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 2 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Osceola County, FL | 1 | Under 10 loans | 0.0% |
| Cecil County, MD | 1 | Under 10 loans | 0.0% |
| Atlantic County, NJ | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Ocean County, NJ | 1 | Under 10 loans | 0.0% |
| Columbia County, NY | 1 | Under 10 loans | 0.0% |
| Wake County, NC | 1 | Under 10 loans | 0.0% |
| Lehigh County, PA | 1 | Under 10 loans | 0.0% |
| Monroe County, PA | 1 | Under 10 loans | 0.0% |
| Northampton County, PA | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 0 | Under 10 loans | 100.0% |
| Westchester County, NY | 0 | Under 10 loans | 100.0% |
Get told when this changes
When First Hope Bank, A National Banking Association’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.