FIRST CHOICE MORTGAGE, INC.
FIRST CHOICE MORTGAGE, INC. received 133 applications in 2025 and made 92 mortgages, in 13 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $225,000. Of 94 decisions, 1 were denials — 1.1%, most often for unverifiable information.
| Legal Entity Identifier | 549300ZC48GOYCGYFE82 |
|---|---|
| Applications received | 133 |
| Mortgages made | 92 |
| Denied | 1 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.802 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 81 | 6.549% | $235,000 | 0.0% |
| Refinancing | 10 | 6.313% | $160,000 | 9.1% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where FIRST CHOICE MORTGAGE, INC. lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Columbia County, GA | 37 | 6.625% | 0.0% |
| Richmond County, GA | 24 | 6.438% | 4.0% |
| Aiken County, SC | 16 | 6.500% | 0.0% |
| Burke County, GA | 3 | Under 10 loans | 0.0% |
| McDuffie County, GA | 3 | Under 10 loans | 0.0% |
| Henry County, GA | 2 | Under 10 loans | 0.0% |
| Jefferson County, GA | 2 | Under 10 loans | 0.0% |
| Appling County, GA | 1 | Under 10 loans | 0.0% |
| Bryan County, GA | 1 | Under 10 loans | 0.0% |
| Candler County, GA | 1 | Under 10 loans | 0.0% |
| Wilkes County, GA | 1 | Under 10 loans | 0.0% |
| Edgefield County, SC | 1 | Under 10 loans | 0.0% |
| Glascock County, GA | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.