Mortgage Lender Index

First Guaranty Bank

First Guaranty Bank is a state bank, not a federal reserve member based in Hammond, Louisiana, with $3.9 billion in assets and $3.5 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 30 branches in 18 counties.

FDIC certificate14028
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$3.9 billion
Deposits$3.5 billion
Offices30
Net income, year to date$7.7 million
Return on assets0.39%
Websitewww.fgb.net
Mortgage lendingFirst Guaranty Bank reported 172 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Tangipahoa Parish, LA 6$2.2 billion
Avoyelles Parish, LA 4$165.7 million
Livingston Parish, LA 3$114.1 million
Bossier Parish, LA 2$239.0 million
Caddo Parish, LA 2$52.8 million
Vermilion Parish, LA 1$113.8 million
Claiborne Parish, LA 1$92.8 million
St. Helena Parish, LA 1$77.7 million
Denton County, TX 1$73.7 million
McLennan County, TX 1$72.9 million
Dallas County, TX 1$70.8 million
Lewis County, KY 1$65.1 million
Lincoln Parish, LA 1$45.2 million
Jefferson Davis Parish, LA 1$32.6 million
Tarrant County, TX 1$27.4 million
Harrison County, WV 1$25.9 million
Rapides Parish, LA 1$23.1 million
Collin County, TX 1$13.9 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.