First Guaranty Bank
First Guaranty Bank received 249 applications in 2025 and made 172 mortgages, in 49 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 217 decisions, 29 were denials — 13.4%.
| Legal Entity Identifier | 549300G8SAGXEDF5FK39 |
|---|---|
| Applications received | 249 |
| Mortgages made | 172 |
| Denied | 29 |
| Approved, not taken up | 16 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Guaranty Bank, 30 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 104 | Not published | $205,000 | 10.2% |
| Refinancing | 48 | Not published | $145,000 | 16.1% |
| Cash-out refinancing | 15 | Not published | $75,000 | 25.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 14.3% |
Where First Guaranty Bank lends most
The 49 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Tangipahoa Parish, LA | 42 | Not published | 6.4% |
| Avoyelles Parish, LA | 38 | Not published | 18.8% |
| Lewis County, KY | 12 | Not published | 20.0% |
| St. Tammany Parish, LA | 10 | Not published | 0.0% |
| Livingston Parish, LA | 9 | Under 10 loans | 0.0% |
| Rapides Parish, LA | 8 | Under 10 loans | 0.0% |
| McLennan County, TX | 5 | Under 10 loans | 25.0% |
| Caddo Parish, LA | 3 | Under 10 loans | 50.0% |
| Harrison County, WV | 3 | Under 10 loans | 0.0% |
| Taylor County, WV | 3 | Under 10 loans | 0.0% |
| Mason County, KY | 2 | Under 10 loans | 25.0% |
| Rowan County, KY | 2 | Under 10 loans | 0.0% |
| Bossier Parish, LA | 2 | Under 10 loans | 0.0% |
| Claiborne Parish, LA | 2 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 2 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 2 | Under 10 loans | 0.0% |
| St. Landry Parish, LA | 2 | Under 10 loans | 0.0% |
| Hancock County, MS | 2 | Under 10 loans | 0.0% |
| Marion County, WV | 2 | Under 10 loans | 0.0% |
| Hall County, GA | 1 | Under 10 loans | 0.0% |
| Osborne County, KS | 1 | Under 10 loans | 0.0% |
| Bracken County, KY | 1 | Under 10 loans | 0.0% |
| Franklin County, KY | 1 | Under 10 loans | 0.0% |
| Beauregard Parish, LA | 1 | Under 10 loans | 0.0% |
| Jefferson Davis Parish, LA | 1 | Under 10 loans | 50.0% |
| LaSalle Parish, LA | 1 | Under 10 loans | 0.0% |
| Lincoln Parish, LA | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| Vermilion Parish, LA | 1 | Under 10 loans | 0.0% |
| Webster Parish, LA | 1 | Under 10 loans | 0.0% |
| Charleston County, SC | 1 | Under 10 loans | 0.0% |
| Cass County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 50.0% |
| Wichita County, TX | 1 | Under 10 loans | 0.0% |
| Lewis County, WV | 1 | Under 10 loans | 0.0% |
| Wayne County, WV | 1 | Under 10 loans | 0.0% |
| Fleming County, KY | 0 | Under 10 loans | 100.0% |
| Greenup County, KY | 0 | Under 10 loans | 100.0% |
| Grant Parish, LA | 0 | Under 10 loans | 0.0% |
| St. Charles Parish, LA | 0 | Under 10 loans | Not published |
| St. Martin Parish, LA | 0 | Under 10 loans | 100.0% |
| Harris County, TX | 0 | Under 10 loans | Not published |
| Marion County, TX | 0 | Under 10 loans | Not published |
| Van Zandt County, TX | 0 | Under 10 loans | 100.0% |
| Berkeley County, WV | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.