Mortgage Lender Index

Mortgage lenders in Osborne County

27 mortgages were made in Osborne County, Kansas, in 2025, by 26 lenders. The median rate their borrowers got was 6.370% on a median loan of $105,000. Of 37 decisions, 9 were denials — 24.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Sunflower Bank, National Association 5 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 33.3%
The Bennington State Bank 4 Under 10 loans Under 10 loans 20.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
GOLDEN PLAINS CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 50.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
First Guaranty Bank 1 Under 10 loans Under 10 loans 0.0%
Members Mortgage Services, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
BMO Bank National Association 0 Under 10 loans Under 10 loans 100.0%
ZILLOW HOME LOANS, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Truist Bank 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Osborne County

4 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
State Bank of Downs 1$74.5 million
Sunflower Bank, National Association 1$57.4 million
The Peoples Bank 1$52.4 million
Southwind Bank 1$40.9 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.