GOLDEN PLAINS CREDIT UNION
GOLDEN PLAINS CREDIT UNION received 670 applications in 2025 and made 430 mortgages, in 72 counties across 1 state. The median rate its borrowers got was 6.625% on a median loan of $105,000. Of 575 decisions, 112 were denials — 19.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493003P55WOWIBVUF09 |
|---|---|
| Applications received | 670 |
| Mortgages made | 430 |
| Denied | 112 |
| Approved, not taken up | 33 |
| Withdrawn or incomplete | 95 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.14 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 205 | 6.375% | $155,000 | 26.9% |
| Refinancing | 32 | 6.625% | $125,000 | 19.5% |
| Cash-out refinancing | 87 | 6.840% | $65,000 | 10.2% |
| Other purposes | 106 | 6.880% | $55,000 | 6.2% |
Where GOLDEN PLAINS CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Finney County, KS | 86 | 6.628% | 25.0% |
| Ellis County, KS | 74 | 6.375% | 16.2% |
| Sedgwick County, KS | 45 | 6.840% | 12.7% |
| Seward County, KS | 29 | 6.750% | 6.3% |
| Grant County, KS | 21 | 6.630% | 4.4% |
| Kearny County, KS | 12 | 6.625% | 13.3% |
| Phillips County, KS | 12 | 6.375% | 33.3% |
| Ford County, KS | 9 | Under 10 loans | 9.1% |
| Russell County, KS | 9 | Under 10 loans | 31.3% |
| Stevens County, KS | 9 | Under 10 loans | 10.0% |
| Thomas County, KS | 9 | Under 10 loans | 10.0% |
| Hamilton County, KS | 8 | Under 10 loans | 11.1% |
| Trego County, KS | 8 | Under 10 loans | 0.0% |
| Butler County, KS | 7 | Under 10 loans | 0.0% |
| Gray County, KS | 5 | Under 10 loans | 16.7% |
| Saline County, KS | 5 | Under 10 loans | 0.0% |
| Gove County, KS | 4 | Under 10 loans | 63.6% |
| Harvey County, KS | 4 | Under 10 loans | 16.7% |
| Labette County, KS | 4 | Under 10 loans | 0.0% |
| Rooks County, KS | 4 | Under 10 loans | 66.7% |
| Scott County, KS | 4 | Under 10 loans | 20.0% |
| Sumner County, KS | 4 | Under 10 loans | 0.0% |
| Haskell County, KS | 3 | Under 10 loans | 0.0% |
| Logan County, KS | 3 | Under 10 loans | 16.7% |
| Norton County, KS | 3 | Under 10 loans | 25.0% |
| Sheridan County, KS | 3 | Under 10 loans | 0.0% |
| Barton County, KS | 2 | Under 10 loans | 0.0% |
| Clark County, KS | 2 | Under 10 loans | 0.0% |
| Cloud County, KS | 2 | Under 10 loans | 0.0% |
| Decatur County, KS | 2 | Under 10 loans | 0.0% |
| Dickinson County, KS | 2 | Under 10 loans | 0.0% |
| Douglas County, KS | 2 | Under 10 loans | 33.3% |
| Graham County, KS | 2 | Under 10 loans | 0.0% |
| Johnson County, KS | 2 | Under 10 loans | 0.0% |
| Marion County, KS | 2 | Under 10 loans | 0.0% |
| Meade County, KS | 2 | Under 10 loans | 0.0% |
| Sherman County, KS | 2 | Under 10 loans | 0.0% |
| Smith County, KS | 2 | Under 10 loans | 33.3% |
| Stanton County, KS | 2 | Under 10 loans | 0.0% |
| Wichita County, KS | 2 | Under 10 loans | 50.0% |
| Cherokee County, KS | 1 | Under 10 loans | 0.0% |
| Cowley County, KS | 1 | Under 10 loans | 0.0% |
| Ellsworth County, KS | 1 | Under 10 loans | 0.0% |
| Greeley County, KS | 1 | Under 10 loans | 0.0% |
| Kingman County, KS | 1 | Under 10 loans | 0.0% |
| Kiowa County, KS | 1 | Under 10 loans | 0.0% |
| Lane County, KS | 1 | Under 10 loans | 0.0% |
| Mitchell County, KS | 1 | Under 10 loans | 0.0% |
| Morton County, KS | 1 | Under 10 loans | 0.0% |
| Neosho County, KS | 1 | Under 10 loans | 50.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.